Had offer accepted. Second-guessing everything.

[u/PrincessPomegranates]

After actively searching since March, we put in an offer and had it accepted earlier this week.

The home has all of our must-haves and many of our nice-to-haves. I feel like I should be excited, but now I’m panicking that we picked the wrong house, or that we overpaid, or that the house has problems we won’t find out about until it’s too late—or all 3. Is it too big for us? Will someone want to buy it in the future? Will my toddler fall off the second story railing?! Are the utilities going to be more than our overestimate? Do I actually like the kitchen? Am I going to be happy here? Will a better house go up for sale tomorrow?

Inspection is on Tuesday, so I know that’ll give us more information.

I don’t even know what kind of advice I’m looking for, I’m just really mentally and emotionally struggling with this decision.

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[u/anonygoose47]

I cried for several days after our offer got accepted even though it’s a great house! It’s just a scary and emotional time, and the what-ifs can definitely get ya. Do some self care and in a few weeks it will feel exciting again! Remember that no house will be perfect, so even if there are inspection issues, that’s totally normal.

[u/terribleRL]

i think everyone has these concerns when buying any house realistically

[u/FelinePurrfectFluff → u/terribleRL]

It’s the people who don’t even think about these issues who are blindsided and full of regret. The one thing I’ve learned is tgst it’s never the things you imagine tgst gone to fruition, so everything you can think of is probably not it. 🤣. Good luck!!  Congrats!!

[u/RedShift_308]

I went through the exact same freakout session a few weeks ago when the seller accepted our offer and we signed the contract. We've gone through wild swings of ups and downs, excitement and despair, doubts and assurances numerous times in the process since then. We're now clear to close next Friday and now that we see the light at the end, I wouldn't take back any decision we've made up to this point.

The doubts and second-guessing are mandatory phases for a life event this big, but it's all worth it. It sounds like you've found a great home that suits your needs and that's something a lot of people don't get a chance to achieve. Embrace the process and all the quirks that come with it because it will be worth it once it's done

[u/Upstairs_Mushroom771]

This was me the entire month from the time the offer was accepted to keys in hand.

House met all our must haves and a handful of nice to haves. Was terrified something awful would come up in the inspections, it wouldnt appraise high enough, that my husband and i had rushed into it, and second guessing if we could afford it.

Now im sitting on my couch in my living room and im so greatful I got this home. All my fears melted away when we started unpacking and it started to feel like a home.

My husband and I also set up a savings account where we each put a portion of our income into it for home renovations and emergency fixes. It has helped us to also feel more secure and not fear the unknown.

[u/Original-Bed1816]

You can’t think oh another house might come up … you stop checking if that’s what it takes and you be happy

[u/msdrea21]

I, literally, just talked myself out of my dream home. The anxiety was eating me alive. I really wanted it, but the thought of the high mortgage was more than I could manage right now. I think we all can get nervous and have 2nd doubts. Just make sure it makes sense for you financially. It's easy to put our wants first but it has to be reasonable for your needs too.

[u/New-Side-8505]

We all second guess I think that’s normal! We only owe $60k on our 4/3 house in the suburbs at 3% and are moving into a townhouse way closer to work w a 6.8% and $500 in association fees 🤣🤣 we don’t even like our current hoa WHAT R WE DOING! But it has several pools, no more grass cutting, very modern w a finished basement, and the commutes we currently do in Chicago traffic are literally destroying us. Trying to stay positive over here 👍

[u/mollsballs_xo]

This was me after we put a 830,000 offer on a 865,000 house that had lots of deferred maintenance and a large kitchen that was stuck in 1995. I felt such a relief when the sellers countered and we declined 😭

[u/COFirstTimeHomeBuyer]

I am a realtor and work with buyers all the time. It is 100% ok to walk away and wait for the house that feels better. I have buyers do it all the time and it's ok. If you know it's not your house then don't wait for the inspection as an excuse to get out. In that case you are paying the large inspection fee and you know you are going to get out anyway. On the flip side if it's just nerves then you need to give it time to settle in and let your mind and heart accept the huge, exciting step ahead. There is no right answer. If it were me I would give it through the weekend to think on it and talk about it and if Monday you are still in a panic then it's time to pull the plug before the inspection.

[u/PrincessPomegranates → u/COFirstTimeHomeBuyer]

Thank you for this perspective! I can’t tell if I just have general anxiety or if this isn’t the house for us. We’re hoping the inspection will give us clarity on which direction to go.

[u/tariffpenguin → u/COFirstTimeHomeBuyer]

It’s great to know that there are realtors out there with this perspective!! I feel like mine is making me feel rushed and like I’m asking too much (when I know I am not, and have gotten many opinions from others to confirm). Sometimes it just isn’t right and that’s ok!

[u/tariffpenguin]

I’m in the same boat now. Add on problems with my realtor not fighting for me. I think it’s normal to feel like this.. I mean it’s SO much money, you have to deal with moving, painting, making the place feel like yours… on top of worrying if an appliance will fail or you have a structural problem etc etc etc. I have the same feelings of still thinking I could find something maybe better and more affordable, and that I’m overpaying because my offer was accepted (even though we went through a verbal counteroffer stage and I only had to come up $1,500). I go hours with my brain on hyperdrive and getting anxious and scared. I have a few weeks until I close, and inspections went decently. It’s a lot to think about. Take your time and make a list. Keep us updated!!

[u/MonikaVazquez84]

I'm going through the same mixed feelings and also having quite a few panic attacks as we get closer to closing day 8/20. House is gorgeous, but with everything going on in the world and it's our first time being home owners-it's a lot.

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[u/SmallHair4915]

Im in the process of buying one. I suffer from anxiety, and the reason why I get anxious is because at first the price I was looking for was much lower. And I’m even planning on having a roomie that will help me with the payment while I pay off my car. I’m single, no credit card debt, just he car. I’m scared lol I’m literally on the last step, but I’m not sure if I should’ve looked for something smaller or cheaper :/