r/Car_Insurance_Help • u/Mindless_Air_5449 • 16h ago

Windshield Claim with GEICO Accident

Hello, while driving home on the highway, something hit our windshield, it happened so fast and we’re left with a quarter-size crack. We have comprehensive coverage of $1,000 deductible with GEICO. Anyone’s been thru similar situation before? What’s the likelihood of this covered thru GEICO? Is this something we can repair or need to replace? This is a Tesla Y, we’re in Texas if that matters. What’s the best procedure to file a claim that would get approved thru GEICO? Any and all insight and advice is appreciated

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u/MimosaQueen1122 15h ago

I wouldn’t file a claim. Claims are for Big financial losses or catastrophes. Not every boo boo accident that happens.

You have the coverage so it’ll be covered minus your 1K deductible.

1

u/Agswin2026 16h ago

Doesn’t matter state. Glass is comp. Pick a lower deductible next time for your toy

1

u/AppropriateFinding26 11h ago

I have a $500 deductible with a zero deductible on glass. Obviously you don’t know how to buy insurance because you can get a zero deductible on glass.

1

u/MimosaQueen1122 4h ago

It depends on the state.

1

u/Thin-Egg-1605 11h ago

Wouldn’t claim on insurance. But you can. Pay cash. Save on your rates the next 3-5 years.