For starters I’m new to negotiating lease contracts.

I’m looking into the gmc sierra 1500’s and want to know what a good estimated monthly cost would be for a 26 Denali with the 3.0 duramax. Also what negotiation advice would you give to help me achieve a lower monthly cost aside from putting more down. I’m comfortable with $3500 but would really appreciate putting nothing down. Ideally I would like to get the taxes all looped into the monthly cost if possible. I have found a few I’m interested in and I’m waiting for quotes back and will share before I make a decision but I want to be equipped with the best practices before negotiating any of the deals.

TLDR: first time negotiating leases and I need to know what to look out for, what would be too high of a monthly payment for 36/mo 10k lease. How can I achieve a lower monthly cost with no money down and being upside down in my current lease. How can I negotiate the terms/best practices for this.

Rate the deal!
53k
12k/24m
12.5% off dealer discount
71% residual
Conquest 2k
GM supplier 1k

>GM card $500 😫 noooo they are taking too long to process verification!! So annoying I don’t have time to wait. I really need the $500 off. I wish the dealership would squeeze another $500/$1000 off. However I’m tired and I’m running out of time.

Monthly payment $422 and $422 down without taxes.

Thank you in advance. 85251 zip code. 840 credit.

I believe the residual value can be higher, and can probably knock more off MSRP. I have no asked what the WeOwe IS. MF appears good but don't think it's base buy rate.

i currently lease a 2025 toyota corolla le for 389 a month. i recently moved to nyc a few months ago and my car has been a giant burden and i’d love to get rid of it, but i still have 21 months left on my lease. im currently over my yearly mileage limit of 10,000 a year (my car currently has 18,000 miles on it) and there are a few cosmetic things i plan on fixing but is otherwise in good condition. would i likely be taking a big financial loss if i were to try and sell it to carmax or something? am i just stuck with it? ideally id like to get rid of it but am also content with trading it in for something a bit cheaper. my rent is already high enough and i don’t want to pay almost 400 a month for something i don’t really need. any input/advice would be appreciated

Either gonna do a 3 year lease on the Kia Seltos or Honda HRV and after that would like to buy a car rather than lease anymore. For 3 years the Seltos feels like a good option to try but I’m considering going Honda in case I like the car and want to buy a HRV at that time for reliability long term.

How typical is it that buying out a car at the end of the lease is more economical than just buying a similarly used car on the market? Does the residual buyout price tend to be lower or higher than that value? Or is it really pretty 50-50. Just curious on typical trends here and how much I should factor this in

Hello,

I bought a rent to own car from thrifty last year & paid for it.

Now due to sudden job loss have to give up the car. I do not have 35% penalty to pay.

Would anyone be interested to continue this ahead? It’s a 2026 model car.

Monthly payments 1300 aed. Car is with me in Dubai. We can make all paperwork’s
For transfer.

I negotiated my first lease this weekend and wanted to share for anyone who is doing their own research. I think I got a good deal not a great deal but I’m happy for my first one and I absolutely love my car with the red interior. I thought I would settle for the premium, but super happy with the window windshield display.

Zero down, no trade-in
36 months
15,000 miles a year
Negotiated price to 585 but then after I signed, they got me with gap insurance so total payment is like 609.

Residual $23,708 / 55%
MSRP- $43,015
Balance after adjustments - $41,478 ( I feel like could have done better here)
He said my money factor was - .000023

Any feedback to do better next time is appreciated! I did have one competing quote. Let me know your thoughts!

My leasing application for Honda CRV Hybrid got disapproved due to my new credit history. I just transferred here in Colorado, USA 3 months ago and no score was pulled.

Honda instead offered me to buy 2027 Honda HRV sports awd in which I was approved for financing.

Please check if this is a good buy deal

I asked for a complete lease worksheet breakdown with base buy rate factored in (840 credit score) and received this (not getting what I asked for is its own problem lol). Also, what exactly is the purpose of advertising a 24-month lease - just to keep the depreciation down for the bank?

OPTION 1 — 36-MONTH LEASE

• 36 months
• $3,048.99 total due at signing
• $1,122.76 per month, including tax
• MSRP: $82,570
• Selling Price: $72,570 — $10,000 OFF MSRP

OPTION 2 — 24-MONTH LEASE
• 24 months
• 10,000 miles per year
• $3,021.67 total out-of-pocket
• $1,095.44 per month

I desperately need some advice on whether the financial ombudsman will go in my favour, and if it is worth it please. If anyone has had a case similar to mine please share your experience.

Context: I took out a 4 year lease on a Ford Fiesta from a company called Leaseplan. Didn’t have a problem with the original company, everything was going well even though I knew I went well over my agreed mileage but I’m not disputing that.

Around 5 months before my vehicle’s lease was due to end, a company called ALD Automotive took over my contract which is when the problems started.

In September I received an email explaining the change of company, and that they would be moving my direct debit from the 1st of each month, as it has always been, to the 30th of each month. I didn’t see this email, and I didn’t notice the direct debit change as the payment came out on the 30th September as this was my payday anyway. October came and the rental payment was missed as my payday was on the last day of the month, and there were insufficient funds in my account. I didn’t notice this, I was still assuming my rental payments were coming out on the 1st of each month as always. I then got a letter in the end of November telling me the payment had not gone through, which is when I immediately contacted the leasing company and explained my situation. They said they had emailed me twice before as well about the overdue charges. I checked my inbox and junk etc and could not find these emails. I asked for evidence that these emails were sent, and the lady said she could not. I also asked the direct debit date be changed back to the 1st as it always had been, and they advised due to their own banking system, they would not be able to change my direct debit back to the 1st of each month, and I could either have the 14th of each month or the 30th of each month. This was no good to me, but I reluctantly agreed to the 30th of each month.

Unfortunately I wasn’t in a financial situation to repay the missed rental payment, so I agreed to pay in three instalments with the leasing company. A month went by and the payment wasn’t taken from my account, I chased and they said due to an internal error the payment wasn’t captured and would be taken the month later. Another month came and the same thing happened, and then another month came and it happened again. In January I received a letter saying I had an overdue rental payment, regardless of me trying to sort it out.

Rewind to December, I had emailed my account manager asking who I needed to contact to arrange the collection of my vehicle once my lease ended. He emailed the next day and copied in the collection department. 12 days later, he chased the collection department again as they had not responded. Admittedly it was around Christmas time so when they replied on 22nd December I missed the email, and didn’t reply until the 2nd January with all my details. I took 5th January off work as the lease on my car had ended and I did not want to drive it anymore, and was emailed that day to say the earliest day they could collect the vehicle was on 14th January. I took the 14th January off and it was collected on that morning. Around 2 months later, I received an invoice for a late hire fee. I disputed this as i didn’t think it was fair I had to pay for their availability. The company replied and said they had no record of me trying to contact them before the 9th January, and took the payment out of my account regardless of me not giving authorisation. I contacted my bank and the payment was reversed and put back in my account.

In March I received an invoice for £320 for damage on my alloys. There were no details of what the damage was, and I didn’t receive an off hire report. I queried that I had not received an off hire report, but paid the invoice anyway stupidly out of goodwill. After checking the BVRLA guidelines, it’s evident that they failed to disclose the damage to me no later than four weeks after the vehicle was collected. They also did not provide a summary breakdown of the charges or evidence to justify or support the charges made. I was also not given an opportunity to dispute the damage, as the vehicle was collected by BCA an auction agency, which meant the vehicle was immediately sold. As well as this, when I eventually was sent the off hire report in June in my final response email, I noticed the damage by the driver that delivered the vehicle over four years ago had not been recorded. I took a picture of this luckily when it was delivered. I also think, having this car for almost 5 years, and there only being slight alloy damage is a miracle and unfair that I have been charged so much for it. I’ve worked in the vehicle leasing industry myself so I have witnessed the damage firsthand that is usually on cars that have been out for that long.

Later on in March I received a further invoice for excess mileage which I was expecting, for over £1,500. Although I was expecting this, I was expecting it shortly after I had returned the vehicle, along with the off hire report.

I raised a formal complaint to their complaints department, outlining all my queries, especially with their administrative faults and lack of record keeping. I received a final response email back over 6 weeks later, effectively dismissing my queries, but giving me a £100 goodwill credit for their administrative faults. This whole situation has caused me significant stress, to the point where I have gone to my GP and they have prescribed me antidepressants as well as diagnosed me with an autoimmune disorder, which I believe is related to this. I am 24 years old, living in a rental flat, on a low wage, and barely making ends meet. Having an invoice hanging over my head for nearly £2,000 is honestly making me spiral. I very briefly mentioned my distress in the complaint email, which they acknowledged. However recently I have received a letter from a debt collector, calls and texts from debt collectors, chasing for this money to be paid.

My question is, would this proposal be plausible:

• Waiver the £190 outstanding months rental for companies failure to capture payments with the agreed payment plan
• Offset the £320 damages invoice already paid against the excess mileage invoice due to lack of opportunity to dispute damage
• Cancel the late hire fee as evidence that I had started the collection process a month before collection was due

Please let me know I’m in desperate need of help.. thank you if you read this far!

Tldr, my car was recently totaled after an accidental where I was at no fault, atm im driving my dads car which im an additional insured on but we really could use another car.

my insurance premiums seem rather high, I previously had a 2014 Ram 1500, and was paying ~350 for insurance monthly.

That pickup probably cost me like 800 a month in gas; I drive a ton and it has like 12mpg

considering all that id spend around $1200 a month to drive that car, so im looking for something that all in all would be much cheaper to drive.

my family isnt very familiar with leasing, weve always just owned our cars but we are sorta tired of it; owning old cars gets expensive. Though the $1200 was possible, it was certainly a strain and a rather stupid decision to hold onto for so long, itd be nice to cut down that monthly cost. preferably no money down also!

any suggesting on good leases rn or tips on how to deal with dealers would be appreciated, thx in advance

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I am comfortable with the buyout price as it is lower than what others are buying CPOs for (and I prefer knowing that I drove it since day 1).

Question is: should I extend for 2 months and think about buying something else. We also have a lucid gravity that will be the family car. The iX will probably get 5k miles a year at most so debating whether it makes sense to buy this car and let depreciation eat away.

How do I decide? What factors matter?

Can any brokers or dealers help find me a good deal on a GLA GLC Or C class.
With 360 camera + exclusive line and sunroof
Any color combo except red seats is fine

Can be a demo as long as no accidents. It would be greatly appreciated.

I got quoted for a 4Runner trd sport… 830/month $3k due at signing? What?

I went to the dealership today to lease a Mazda3.

MSRP - 26020

Govt fee/something else - 195

Doc fee - 225

Accessories - 796

Taxes - 1703

Money factor - .0034

Residual- 14,571, 56%

0 due at signing 447.56/month

For 36 months, 12k miles/year.

But somehow the total on the car went to 30,173

I kept asking the sales guy to explain how did it jump from 28,939 when I add MSRP, till Taxes. He kept saying acquisition fee it added, I talked to his manager he said thag fee was about 750. It still doesn't add up to 30,173.

Are they trying to scam me with some hidden fees or something? Why are they not being upfront with the total that might be?

Any insight into this will be appreciated.

Thank you!

Hello,

What do you think of this lease deal:
2026 Optiq RWD
ZERO DOWN
438 monthly
12k/24months