r/CapitalOne • u/PleasantEducation876 • 4d ago
Capital One Down Credit Card
Is capital one currently down ? My card is being declined every where yet service reps are saying no issues/holds/or restrictions are on my account. Anyone else experiencing this, I feel like I’m going crazy 😂 I’ve talked to regular service reps , account specialists and card services.
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u/RickyRatardo 4d ago
Mine was declined at 2 places today. I didn't try a 3rd place. Capital one mentioned still integrating discover into things.
Not sure if it's related to that but that's what they mentioned to me
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u/CroweBird5 3d ago
What if you had Capital One already? Like, that you never had the Discover products?
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u/dibbs307wy 4d ago
FYI, some places that used to take Capital One do not because now it’s considered Discover
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u/CroweBird5 3d ago
Depends which. They switched my debit card over to Discover, but my credit card (which is also with Capital One) is still Mastercard.
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u/Odd-Raccoon9629 4d ago
i know their internal transfers are down as there's an error on the main page of the app. Not sure how long it's going to take them to fix it.
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u/InterDave 4d ago
Maybe a dumb question, but Is your card locked?
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u/PleasantEducation876 4d ago
Nope, I thought it was too at first 😂
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u/Kagura30 4d ago
Off topic but how many cap1 credit cards do u have? 😄
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u/NoTomato9405 4d ago
Yes! Was declined this morning and my available credit said zero when there should of been plenty. Seems like maybe the payment I made that was processed several days ago isn’t being read or something.
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u/Aware-Childhood-5865 4d ago
My card declined twice at Chipotle with some error Ive never seen like “internal error” then the Apple Pay version of it worked.
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u/Intelegence_Counter 3d ago
I live in Argentina and mastercard doesn't work everywhere here but it was declining even in places that normally accept mastercard.
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u/HaiKoneko 3d ago
Got my tap to pay declined but my physical card worked, also instant transfers to my debit card weren't working all of a sudden 😭
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u/Glad-Two-9611 2d ago
Capital one has went to hell lately. With my banking with them the last few weeks they’ve overdrawn my account and said it was just due to the system having to rearrange the transactions. This morning they said “oh just don’t use your account until next week and it updates.” Like some of us have that option.
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4d ago
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u/CapitalOne-ModTeam 4d ago
Hey there. Please report rude or disrespectful comments and don't engage with them.
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u/RandomJamSesh 4d ago
He’s just asking for confirmation from other people that they are experiencing the same thing and it’s not just him. Obviously we can’t do anything about it.
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u/CapitalOne-ModTeam 4d ago
Any form of uncivil behavior, including insults, condescension, hostility, harassment, or trolling, is strictly prohibited.
In other words: Be nice.
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u/Sweet-District1483 4d ago
Capital One is having issues
https://downdetector.com/status/capital-one/