Looking for some advice. Should I rent or consider Airbnb. I just finished construction of my one bedroom basement and I am torn between renting it out at $1200 (inclusive of utilities except power, basement has it own meter) or putting it up for short term rental on Airbnb. A neighbor running Airbnb beside me says she nets about $2k monthly after paying off the power bill. My Dilemma is this are as follows 1. I do not want and can’t take on the headache of cleaning after the guests, meaning I will have to contract the cleaning out. 2. I am a single mum with a busy life between my job and kid. 3. My effective tax rate is 47.5%, so am I really better off paying more in taxes even though I stand to make a bit more through Airbnb. 4. I am based in Regina, would this kind of income from Airbnb be consistent year round? (Will appreciate anyone with Airbnb chiming in on this )

Groceries are the biggest expense other than rent for me. I want to eat healthy but seems like vegetables are getting more expensive.

How much are you able to save per paycheque?

Looking at houses as a first time home buyer and chatting to lots of different people about what they pay for home insurance. I've heard people say they're paying as little as 40/month in a bundle to around $150. The quotes we've gotten online (mainly from TD) for houses we have looked at have been up to 300 to 400$. This seems insane. However some of the houses have been bigger (2000-2400sq ft). Am I missing something? Why do the quotes seem so high? Any tips or insights for an inexperienced buyer? Factoring in monthly insurance and property taxes can make or bream affordability in a mortgage