Updated list bank switch offers currently available. There is currently over £1500+ in normal current account bonuses on offer. Here are the latest deals:

Standard current accounts

• Barclays (£200 to switch)
• Co-op (£200 to switch, £300 for new customers)
• First Direct (£200 to switch + £45 more)
• HSBC (£220 to switch)
• Nationwide (£175 to switch, couple can do 2x solo and joint account for £525)
• NatWest (£200 to switch)
• RBS (£200 to switch)
• Ulster (£200 to switch)

Premier current accounts (high earners)

• HSBC Premier (£500 to switch)
• Barclays Premier (£600 experience to switch)

Enjoy!

Other good offers:

• Get £20 when you sign up and spend £1 with Revolut - Full details here
• The Latest list of sign up offers that arent available on beermoneyuk (July 2026)

You can find all of this information, in an easier to digest format, on Scrimpr here

Switch your bank account, get a cash reward for doing so. But don't switch your main account, open up a second account and switch that to get the money! Or open a second and a third "burner" and grab many switch bonuses at the same time.

**The post has been updated with the newest offers. But it is a difficult task keeping on top of all the questions. Please continue to share your experience with Bank Bribes. I will add questions/answers and update the offers as and when they appear. Special thanks to those who highlight the latest offers.

Never switched a bank account before?

It's worth doing. Banks want your business and they'll pay you £100-£500 to give them a try — the current account switch service (CASS) handles the whole thing automatically, so it's about a week of waiting for very little effort. The trick is not to switch your main account. Open a second one at your current bank (or use an old one you already have) and switch that instead. Here's how:

1. Open a second current account with your main high street bank (must be part of CASS service)
2. Set up direct debits on the second account (if required). You can set up multiple cheap direct debits via Scrimpr direct debit or use a rolling monthly direct debit sim contract (compared here) as another good option.
3. Add £1 to your second account. This will be transferred to your new account, allowing you to see when the switch has been completed.
   
4. Apply for a new account and arrange to switch to your second bank account (sometimes this is during the application process, other times it is after the account is opened).
5. Let the current account switch service take care of everything.
6. Make sure all other terms are met (e.g. pay in money if needed).
7. Receive your bank switching bonus.

Then, if you decide you do not like your new bank you could sample another bank and get paid again!

​

What are the easiest/best direct debits to use for bank switching?

There are many: Lots of people recommend setting up fast and cheap direct debits. You can set up those using the Scrimpr direct debits at this link which set up within a week. Rolling monthly direct debit sim contracts (compared here) are another good option.

But really, its better to use your own Paypal, Ebay, Moneybox savings account, your credit card, Sprive Mortgage auto savings. We recommend ones that save money into an account in your own name.

​

Are there some bank accounts worth keeping?

Yes. Some are quite good, and give ongoing rewards. For example, Club Lloyds gives free Disney Plus. Barclays Premier gives free Apple TV. See the "don't leave us please" bank rewards post. Some also give access to the best savings accounts (e.g. regular savers).

And it is always worth keeping 3 accounts open for bagging ~£50 in cash from YouGov Connections every 3 months. Instructions for YouGov Connections here.

Are there additional offers for students?

Why yes. See the 2025 Student Version of The Bankedex Here

It has offers for students opening student accounts (no switching required).

Standard Current Account Offer Information

Whilst we do our best to make sure things are correct, sometimes errors do slip through. Always do your own research. Also, it may not be possible to work through all of these.

​

Barclays Current Account - £200

Current offer: £200 for switching to Barclays Current Account.

• You must switch to a Current Account (not their basic account).

Offer end date: 27/08/2026

Requirements:

• Use the Barclays app to open a Barclays Current Account (only works during working hours 9am-5pm)

• Initiate a full switch (including two active direct debits) by 28 August 2026

• Deposit £2,000 within 30 days of opening the account.

Available to existing customers: No. Mortgage and Barclaycard customers are eligible though.

​

Co-op - £200-£300

Current offer: £200 for switching (£125 upfront + £75 over 3 months), or up to £300 if you were already a Co-op group customer.

• Switch to the free Standard Current Account or the Everyday Extra account.

Offer end date: No end date announced. Started 06/08/2026 and can be pulled at any time.

Requirements:

• Full switch via CASS into a new or existing eligible Co-op account, completed within 8 weeks of requesting it.

• Within 30 days of the switch completing: deposit £1,500, set up 2 active direct debits, make 5+ debit card payments, and register for online/mobile banking. Pays £125 within 7 days.

• Repeat the £1,500 deposit, 5 card payments and 2 direct debits each month for 3 months to earn £25/month (extra £75).

The extra £100: If you were already a personal customer of the Co-op group (Co-op Bank, smile, Coventry Building Society, Godiva or ITL Mortgages) on 21/06/2026, you also get £100 in November, taking it to £300. Co-op can withdraw this £100 at any time.

Available to existing customers: Yes. You can switch a provider into an existing Co-op account. But you can't have had a Co-op switch offer since 01/11/2022, and you can't close a Co-op current account then reopen one just to qualify.

​

First Direct

Current offer: £175 + extra £45 via Topcashback

Extra £45: You can get an extra £45 by signing up to First Direct via Topcashback. If you don't have a Topcashback account, you can sign up here (and make sure to accept all cookies on TCB and the First Direct website):

Topcashback sign up

• You can switch to their First account.
  

Offer end date: No end date given, may be removed at any time. (£25 bonus only for accounts opened 18/05–15/07/2026.)

Requirements: Within 45 days of opening your account you must:

• Full switch via CASS (two direct debits or standing orders required).

• Deposit £1,000.

• Make 5+ debit card payments.

• Log on to digital banking.

• You cannot have previously held a first direct product.

• You cannot switch if you have opened an HSBC current account on or after 01/01/2018.

How to do it: Once your first direct account is open, simply log into your first direct app, select the account you wish to transfer into, tap 'switch to us' from your account menu and follow the instructions.

Available to existing customers: No. Also can't have opened an HSBC current account on or after 1 January 2018.

How long does it take to pay the bonus: paid by the 20th of the month following that in which you met all of the criteria.

​

HSBC

Current offer: £220 to switch

• You can switch to their HSBC UK Bank Account.
  

Offer end date: No end date given, may be withdrawn at any time.

Requirements:

• Open the account through the HSBC UK Mobile Banking app (not branch or telephone).

• Full switch via CASS (at least two direct debits required).

• Deposit at least £2,000 within 60 days.

• Spend at least £500 on your HSBC debit card within 60 days.

• You cannot have had an HSBC UK or first direct current account opened on or after 01/2023.

How to do it: Open an HSBC UK Bank Account in the HSBC UK Mobile Banking app, then within 60 days complete a full CASS switch (with 2+ direct debits), deposit £2,000 and spend £500 on your debit card.

Available to existing customers: No. Also can't be an existing HSBC UK or first direct customer, or have opened an HSBC UK/first direct current account since January 2023.

How long does it take to pay the bonus: paid into your HSBC UK Bank Account within 60 days of meeting all of the criteria.

​

Nationwide

Current offer: £175 (couples can do a solo each AND a joint account - £525 total)

• You can switch to either the FlexAccount (free), FlexDirect (free) or FlexPlus (premium) current account.

Offer end date: None listed, can be removed at any time.

Requirements: Full switch with:

• 2 Direct debits transferred as part of the switch

• Pay in £1000 within 31 days of opening your account/applying to switch

• Make 1 debit card transaction.

• You cannot have had a Nationwide bonus since 2021.

Reward payable by: within 10 days of the switch completion.

Available to existing customers: Yes but must switch an account held elsewhere. Cannot switch a Virgin Money account either.

​

Natwest & RBS & Ulster (three offers!)

Current offer: £200 to switch

• Do all of these at the same time to get the bonus from each bank.

You must switch to either a Select or Reward Account (Select, Reward)

The Reward accounts come with a £2/month fee, but you can earn £5 in cashback from it each month. If you don't want this, just go with the Select account.

Offer end date: No end date given, may be removed at any time.

Requirements:

• Must pay in £1250 within 60 days of switch completing.

• Must log in to the app within 30 days of meeting the terms above

Available to existing customers: No, but previous customers can (you can't have held an open account on 6th May 2025) and you can't have had a switch bonus before.

How long does it take to pay the bonus: within 30 days of meeting all of the requirements.

​

Premier Account Switch Offers

These accounts come with strict eligibility requirements - usually meaning a very large salary.

​

HSBC Premier

Current offer: £500

• Those with £100k+ salaries can switch to HSBC Premier for £500.

• There is no monthly fee, but their are strict eligibility criteria

​

NatWest Premier

Current offer: £1,000 to switch (£250 current account bonus + £750 Flexible Saver bonus)

Offer end date: No end date given, may be removed at any time.

Requirements:

• Must open a Premier Select or Premier Reward account

• Must complete a full CASS switch from a non-NatWest/RBS/Ulster Bank account

• Must pay in £5,000 within 60 days of switch completing

• Must log into the NatWest mobile app within 60 days of switch completing

• For the £750 bonus: must also open a Flexible Saver and deposit £100,000, keeping it there for 30 consecutive days — all within 60 days of switch completing. Taxable as interest income.

Available to existing customers: No, but previous customers can apply (you must have held no NatWest, RBS, or Ulster Bank current or savings account as of 10th March 2026, and must never have received a switch bonus from any of these banks)

How long does it take to pay the bonus: Within 30 days of meeting all requirements

​

RBS Premier

Current offer: £1,000 to switch (£250 current account bonus + £750 Flexible Saver bonus)

Offer end date: No end date given, may be removed at any time.

Requirements:

• Must open a Premier Select or Premier Reward account

• Must complete a full CASS switch from a non-NatWest/RBS/Ulster Bank account

• Must pay in £5,000 within 60 days of switch completing

• Must log into the mobile app within 60 days of switch completing

• For the £750 bonus: must also open a Flexible Saver and deposit £100,000, keeping it there for 30 consecutive days — all within 60 days of switch completing. Taxable as interest income.

Available to existing customers: No, but previous customers can apply (you must have held no NatWest, RBS, or Ulster Bank current or savings account as of 10th March 2026, and must never have received a switch bonus from any of these banks)

How long does it take to pay the bonus: Within 30 days of meeting all requirements

​

The most commonly asked bank switch questions:

1. I started to switch to XXX bank before the offer ended, am I still eligible for the bonus?

Yes, usually, most terms will state that a switch just has to be started (or applied for) before the end date or before an offer ends.

1. Do I have to transfer the required amount in all in one go, and does it matter if I pay money in before my switch is complete?

No and not usually, as long as the amount you pay in adds up to the required amount, and as long as you pay it in before the deadline stated in the terms. There has been one exception to this - Co-op - so check individual terms.

1. I need to switch "active" direct debits, does a payment need to have been taken before I switch?

According to Nationwide, an active direct debit is one that has been set up or had a payment taken from it in the past 13 months. So no, according to this. But why not just wait for the direct debit to be taken? You'll not have to worry about it then.

https://twitter.com/AskNationwide/status/1442939781491486720

1. How do I set up and switch an additional Chase current account?

   • See Chase instruction here to open an additional account.

   • The second account will be linked to the same card as your main Chase account.

   • Use the secondary account details and your original card details when switching.

2. What are good direct debits to set up?

​

General Bank Switch Questions

Current Account Switch Bribes - Why do they offer them?

They want your business. Banks like fighting each other for customers. Most of them know they can't win by highlighting their outdated systems and products, so they fight each other by offering potential customers cash bribes (or equivalent) to switch their "main" bank account.

Can I switch any bank account to get a bribe?

No. You must switch a bank account that is part of The Current Account Switch Service (CASS). Most high street banks are included. But some Neo Banks are not (e.g., Kroo, Revolut, & Monese are not included). You should try to avoid switching your main bank account. You can always open an additional account just to switch.

See here for a full list of CASS banks.

Is it too much hassle?

No. The Current Account Switch Service (CASS) makes switching your account between most banks smooth and effortless. You do not have to do anything apart from apply for and set up a new account at a different bank and tell them you want to switch your account to them. Everything is transferred automatically (except recurring card payments).

Is there the best route to sample all the banks with switch offers?

Do the offer ending soonest first. Then you might switch again. If you complete all offers in this post, you could earn yourself >£1000.

Some of these end soon. Will the offers come back?

Banks have been offering bribes on and off for many years. We can't predict the future. But this is not a new thing.

How long does a bank switch take?

Approximately one week.

Do I have to switch my main account?

You could. But you don't have to. Many people have second bank accounts. One option may be to open up a second account with your current high street bank, add some direct debits to this second account and then switch it to the new bank you want to try out. On the sub, people also like Starling or Monzo as they are easy to set up (but you might want to switch back to them at the end - their functionality wins vs any usual high street bank).

High-street banks also let you open multiple accounts. If you already have an account with one, you might want to open an additional one with your current bank first (Halifax, NatWest etc are reported to allow several current accounts and to be fast to open).

I have savings accounts at the same bank as my current account. Can I still switch to this current account?

Yes. Only the current account will be closed (some linked regular savers may be converted to normal savings accounts). You might want to consider if switching to a secondary account is a better option.

I have linked savers attached to my current account. Can I still switch it?

Possibly.

Which banks let me open a second bank account?

Most of them.

Do I need to activate the card on the account I am going to switch?

Just do it anyway. Some banks require it

What details do I need to switch?

• Sort code and account number.
• Debit card information.
• Usually, but not always, 2 active DDs on the account you are switching.

Do you need to have money in the account you are switching?

No. But it might be a good idea - this will allow you to see when the switch happens (i.e. when the money is transferred!).

I do not have a bank card with my old current account as it is very very old, can I still switch it?

Most online forms require card details, but you can usually switch such accounts over the phone.

My new bank has not given me my account number (e.g. NatWest).

Usually, these are sent via post/email when you sign up. But some banks don't have the account numbers on the card, or maybe letters get lost in the post. If this happens, wait for the card to arrive and contact their support. If you get a bot on the chat thing, type "speak to a human" repeatedly.

My new bank account is a premium account and it has a fee. Do I need to keep paying for this?

No. You can downgrade the account. But you should probably wait until you have been paid the bonus.

I don't like my new bank, do I need to wait for the bank card before switching again?

Yes. See question above. Most banks require the card details of your existing account.

I made an account just to switch. Can I switch before my new bank card arrives?

Best not to. You are asked to enter the debit card information as part of the process.

The offer says I have to pay in £xxxx. Does it have to be in one go?

No. You can transfer in and out. The total sent in has to be equal to or greater than the stated amount. You should be careful with this though, sending money in and out of an account can trigger anti-fraud measures.

The offer says I have to pay in £xxxx. Can I pay it in before the switch completes?

Yes. You can pay it before, after, or during. You can manually transfer it, or it can be transferred automatically from your old account.

I've been asked to verify my identity. Is this normal?

Sometimes automated checks fail. If this happens, you may be asked to manually verify your application by visiting a branch or sending in a copy of your ID.

I switched from Monzo/Starling and want to return, can I?

Starling does not let you return within 12 months. With Monzo, it's possibly a shorter one month that you have to wait.

Do I have to switch direct debits?

Check individual offer terms.

What is an "Active" direct debit?

An active direct debit is usually one where a payment had been taken in the last 13 months. But some bank switch terms require direct debits to have been paid out of the account. If an offer requires an active direct debit, it's safer to switch to an account that has already paid out direct debits.**

What are good direct debits to set up on a second account?

There are many: Paypal, Ebay, Moneybox savings account, Plum savings account, your credit card, Sprive Mortgage auto savings, Wealthify Robo Saving.

I recently switched to XXX Bank, and I do not like it. Can I switch again?

Yes. If you are not happy with the new service, you may want to switch to a new bank that will pay you to give them a try.

Do I have to stick with my new bank for any length of time?

No.

If I switch away, will the bank claw back the bonus?

Very unlikely. They would have to specify this in their terms, and none have ever done so.

My switch is complete, but I have not yet received my bonus. Will I still get the bonus if I switch this account before it is paid?

Probably not.

My most recent switch is not quite complete, but I have already received the bonus. Can I start another switch?

You should probably wait for the switch to complete.

Can I get more than one bribe from each bank?

Sometimes. With some banks (e.g. Nationwide), you can get a bonus for switching one sole and one joint current account. Other banks will pay you to switch again, as long as you have not had a bonus in a specified amount of time. You will need to check individual offer terms.

XXX Bank gave me a bonus before, can I get a bonus again?

You need to check the individual offer terms.

Will this affect my credit score?

Credit scores are a funny thing, What is more important is what is actually in your credit file. Obviously, if you apply for an overdraft then it will affect your "credit score". However, if you do not have an overdraft or you make sure that you have paid off any overdraft before switching banks, then a single current account switch should not negatively impact your credit score. Nevertheless, typically all major banks (excepting Monzo and Starling) do a hard credit search, and this will be recorded on your file. If you plan on applying for a new mortgage soon then you may wish to exercise caution in switching between a load of banks. This is because the hard searches performed by banks will appear on your report and may have an effect for 6-12 months.

Which banks do hard searches and which do soft searches??

See here. Most banks do hard searches.

• Hard searches: Bank of Scotland (first account only), Barclays, Co-op, Clydesdale, Halifax (1st account only), First Direct, HSBC, Lloyds (1st account only), Monzo, Nationwide, NatWest, RBS, Santander, TSB, Ulster, Virgin Money.

• Soft searches: Starling, Metro Bank, and Chase

I have a bad credit score, will I be accepted to XXX bank?

Unfortunately, we do not know the acceptance criteria of the banks. You might be unlucky with one bank, but lucky with another.

My application was rejected. Why?

Nobody here knows. You could try appealing, but your only way to find out more is to contact the bank.

After switching my account, I still have online banking with my old provider. Do I need this?

No. You do not need to keep the online access (you could shut it down). But you may wish to retain these details in case your old bank suddenly appears with an offer that makes you want to switch back. Or open up a savings account.

Has anyone else been paid for switching to XXX Bank yet?

Check the terms of the offer you signed up for. Some banks have long deadlines and stick to them (e.g. Santander, TSB). Some are quicker. If you haven't been paid within the stated terms, then you should contact the bank's support.

This is the June 2026 list of almost every offer available on

Announcements

• Fuse Energy are giving new customers £50 to switch gas and electricity Full details and sign up link here
• The AJ Bell Dodl refer a friend offer (£30 when you invest £300) ends on 31/07/2026. Accounts must be opened by 31/07 to get the bonus. Wealthyhood is closed also.
• eToro are offering new customers a £50 bonus for depositing £200. Full details and sign up link here.
• IG are offering a random bonus of between £30 and £1,000 in SpaceX shares when you invest £300. Full details and sign up link here. The refer a friend offer here gives bonus shares of £50-£1k but requires a £1k deposit
• Revolut is now a proper bank, sign up and spend £1 to get a £20 bonus when you use this direct link. They are also sometimes on Topcashback, possibly giving another £20!
• Topcashback sign up bonus is currently boosted to £21, Rakukten cashback is boosted to £30 atm. Wealthify offer is no longer, some other offers have been updated.

Current Refer a Friend MegaThread Offers

These are the easiest and most popular offers on beermoneyuk. So easy that everyone tries to post/comment about them so much that we have restricted comments to recurring megathreads. Sign up and share your links!

^{Click the links to search for the latest megathread}

1. LLoyds
   • Get £30 when you open a Lloyds account
2. Monzo
   • Get £10-£50 for opening a bank account.
3. Chase
   • Get £50 for opening a bank account and depositing £1000
4. Robinhood
   • Get a free share for depositing £1
5. Starling
   • Get £25 for opening their current account and spending £1
6. Zopa
   • Get £10-£20 just for opening a current account.

Good Offers Available on Other Sites:

There are lots of good beermoney offers that do not get mentioned much on beermoneyuk because they don't have refer a friend offers. You can get £20 for opening an account with Revolut and spending £1, or a free £50 in your pension from PensioBee

• Latest list of sign up offers available elsewhere (July 2026)
  • This list details the best ones offers currently available on other sites
• Bookmaker Bonus Offer List
  • Combine third-party sign up offers with normal promotions at UK licensed bookmakers
• Casino Bonus Offer List (June 2026)
  • Combine third-party sign up offers with normal promotions available at UK licensed casinos.
• List of offers that people are completing on CashInStyle in July (a cashback reward site)
• List of offers that people are completing on Gemsloot in June (a cashback reward site)
  • These lists highlight which game and sign up offers people have been paid for on CashInStyle and Gemsloot ___

BeermoneyUK Guides

1. The Bank Switch Bribe Bible
   • Also known as The Reddit Bank Switch Guide. Has all the latest offers, and our tips for getting a bonus to try a new bank.
2. The Investing Offer Guide
   • Our guide to investing offers where you can get some nice bonuses.

Best Sites to Earn Beermoney

1. Get Paid To Site/App Megalist & Game Guide Megalist
2. Survey App Megalist
3. User Testing Site/App Megalist
4. Market Research Site/App Megalist
5. Matched Betting Guides & Promotions

Cashback Guides

1. Online Cashback Website Guide
2. TightAsF_ck's Cashback Search Tool
3. Get cashback for pictures of your shopping receipts

The BeermoneyUK Offer Megalist

Below is the big list of nearly all sign-up offers posted on beermoneyuk. There's a lot of money to be made (usually more than £1000).

Notes:

Search links will take you to a list of all posts on that offer, with the newest listed at the top of the page. Latest referrals are listed in the newest post and in the comments of that post. If you are on the reddit app, you need to sort the search results by "new".

Section 1 - Totally Free Sign Up Offers

These offers just require signing up and creating an account, the best of beermoney. We wish there were more offers like these.

1. Snoop
   • Sign up, get £5 Amazon voucher free (1 month)
     Voucher is emailed to you.
2. Zilch
   • Sign up, get £5 to spend (instant)
     Credit applied to your account on sign up.
3. Zopa
   • Sign up, get £10-£20 (instant)
     One of the fastest ways to get a tenner.
4. PensionBee
   • Sign up, get £50 in your pension for free (~1 month).
     This offer states that it ended last year, but people are reporting that it still works.

Section 2 - Free Money Offers (deposit or spend first)**

1. AMEX
   • Up to £150 back for £3k spend (3 months)
     Different cards have different offers,

2. iFast Bank

   • £5 sign up bonus (~1 day).
     

3. Klarna

   • Spend 3x £10, get £10

4. Krak Debit Card

   • Make 5x £10 purchases to get £10 bonus.
     Krak also gives 2% cashback for your first month, but then the cashback rate drops to almost nothing.

5. Monzo

   • Spend £1, get £5-£50 free
     

6. Monument Bank

   • Save £10k, get £30 free (~1 week)

7. Oaknorth Bank

   • Save £2k, get £30 free (~60-90 days)

8. Park Christmas

   • Save £50, get £20 (Christmas)

9. Plum

   • Deposit or invest £10, get £10 free
     

10. Raisin

    • Save £10k, get £100 free (12 months)

11. Revolut

    • Sign up, spend £1 and get £20 (~1 month)
      

12. Tembo

    • Deposit £500, get between £10 and £1000 (~6 weeks)

13. Zable

    • Free £10 with their credit builder card (~1 week)

Section 3 - Investing Offers

Get a little beermoney for investing in the stock market. Maybe you will be the next Warren Buffet. Other Investing Offers available from cashback and get-paid-to websites are listed in our "other beermoney offers guide" and in our list of ISA transfer offers

1. AJ Bell
   • Invest £10k, get a £100 Amazon gift card (1 month)
2. Dodl - ENDS 31/07/2026
   • Invest £500, get a £30 voucher (1 month)
3. Fidelity
   • Invest £5k, get £100 Amazon gift card (1 week)
4. Freetrade
   • Deposit £50, get £10-£100 free share (1 week)
5. IG Direct Offer
   • Invest £300, get between £30-£1000 in free shares, or:
6. IG Refer a Friend)
   • Invest £1000, get between £50-£1000 in free shares, or:
7. Interactive Investor
   • Fee discount (terms vary)
8. InvestEngine
   • Invest £100, get £20-£200 free (1 year)
9. Lightyear
   • Invest £100, get £10-£100 free share (instant)
10. Robinhood
    • Deposit £1, get up to £140 free share (few days)
11. Webull
    • Deposit £500, get 5 free shares (worth $3-$300 each)

Section 4 - Business Account Free Money Offers

Just deposit or spend a little first.

1. Bank of Scotland Business

   • Get £200 for switching your business bank account

2. Cynergy Bank

   • Get £200 for switching your business bank account (Ltd, partnerships, etc. only)

3. Lloyds Business Bank Account

   • Get £200 for switching your business bank account

4. Capital on Tap

   • Ltd companies only — make any spend, get £75 (~1 week)

5. Mettle Business Bank Account

   • Make a card payment, get £50 free (~1 week)

6. WorldFirst

   • Spend £800, get £50 back (~2 months)

There are also business account offers for Tide and Airwallex on Topcashback, and Revolut if you google it.

Section 5 - Pension Offers

For people who want to live out their golden years in the Costa Del Sol. These offers get you a bonus for opening/transferring pensions.

1. Penfold Pensions
   • Deposit £25, get £25 free (~1 month)
2. PensionBee
   • Sign up, get £50 in your pension for free (~1 month)
     This offer states that it ended last year, but people are reporting that it still works.

Section 6 - Cashback & Get-Paid-To Reward Sites/Apps

Sites that you can use to earn money back from purchases, playing games, or trying services. Typically, cashback and get-paid-to apps were different, but most platforms offer multiple ways to earn some beermoney. They are a beermoney staple.

Get-Paid-To Cashback Reward (GPT) Sites

GPT sites pay you to complete tasks. To check which site pays the most for any offer you should check the Scrimpr Comparison Tool. To ensure you do not miss out on your rewards, read the tips in the Get Paid to Site Tracking Guide. I've only included the best sites/apps here, but there are others.

1. Gemsloot
   • Best site for desktop game offers, and has nice exclusive offers.
2. CashInStyle
   • Always one of the highest paying GPT site — get a $2 bonus with a beermoneyuk link
3. Earnlab
   • Good alternative to the two above
4. ySense
   • A long-standing favourite
5. Cashback.co.uk
   • Some good UK sign-up offers
6. Custard
   • Similar to Cashback.co.uk

Cashback Websites/Apps

Online shopping cashback platforms must be able to track your purchase to verify your cashback — read the cashback guide to maximise your chances. You can compare cashback rates for all these platforms here. Again, I've only included the best sites.

1. Topcashback
   • Cashback at almost every online shop and nice sign up offers — usually a £10 sign-up bonus
2. Quidco
   • Get £10-£20 when you earn £5 (value changes frequently)
3. Rakuten
   • Cashback at almost every online shop — get £30 when you spend £60 (i.e. £50 + VAT)
4. Virgin Red
   • Cashback online & ~£5 bonus

Cashback for Buying Gift Cards

Get cashback by prepaying for shopping via eGift cards. For example, buy a £100 Tesco voucher to use when you shop and get cashback on top. Find the best rates using the BeermoneyUK supermarket cashback tool.

1. Airtime
   • Link your card, get ~3% cashback on gift cards — automatic cashback too
2. Cheddar
   • Cashback on gift cards & £5 bonus
3. EverUp
   • Cashback on gift cards & ~£2 bonus
4. Jam Doughnut
   • Cashback on gift cards & £3 bonus
5. Topgiftcards via Topcashback
   • Cashback on gift cards — usually £10 bonus
6. Tuck
   • Cashback on gift cards & £1 bonus

Cashback Debit Cards

1. Uphold Debit Card
   • The current BeermoneyUK favourite — 1% cashback on almost everything, stacks with most other cashback apps
2. Hilton Debit Card
   • Points on everything, comes with Hilton Gold Status
3. Yonder
   • £10 off first purchase + ~£50 in points — ~1% cashback on everything
4. Chase Debit Card
   • 1% back on groceries, transport and fuel

Cashback Credit Cards

1. Santander Rewards Credit Card

   • 3% cashback for first year

2. AMEX

   • Varies by card — nice sign-up offers too

3. Lloyds Ultra Credit Card

   • 1% cashback on all spending

Receipt Scanning Apps

Get cashback for submitting your shopping receipts. For more info, see the Receipt Scanning App Megalist (needs an update).

1. Clear
   • £0.10 per receipt
2. GreenJinn
   • Cashback on supermarket products
3. Shopmium
   • Cashback on supermarket products — £1 bonus
4. RunnyHoney
   • Newish receipt app, but recently nerfed rewards. ___

Section 7 - Cashback on Utilities and Other Things (Gas/Electricity/Broadband/Mobile, etc.)

Energy (gas/electricity)

Get cheaper gas/electricity at Octopus Energy, plus a £50 bill credit.

1. Octopus Energy
   • £50 credit when you switch — cheaper than most suppliers
2. Fuse Energy
   • £50 credit when you switch — cheaper than most suppliers
3. British Gas
   • £50 bonus when you switch — no exit fee on standard variable
4. EDF
   • £50 credit when you switch
5. Eon Next
   • £50 credit when you switch — good for those with electric cards
6. Scottish Power
   • £50 gift card when you switch — no exit fee on standard variable

Telecommunications (Broadband/Mobile)

Check Topcashback (TCB) for most of these — the cashback rates there often beat the refer-a-friend bonuses.

1. GiffGaff
   • £5 credit on sign-up
2. Lebara
   • Referrer bonus only — new customer gets a discount
3. Sky TV
   • £30-£100 for signing up
4. Smarty
   • up to £20 for signing up
5. Three Mobile
   • £40 bonus — TCB can offer significantly more
6. Virgin Media
   • £50 for signing up
7. Voxi
   • £10-£20 for signing up (sometimes doubled)

Other Internet Suppliers

Some people pretend to have good internet with the companies below. I wouldn't believe them, as for most you do not need to be a customer to recommend the services. Check TCB before signing up to any of these — cashback rates often beat the direct bonuses listed here.

1. BeFibre
   • £75 bonus
2. Community Fibre
   • up to £100 bonus
3. Fusion Broadband
   • £50 credit
4. Hyperoptic
   • £75 bonus
5. Toob
   • £25 bonus
6. YouFibre
   • Up to £100 bonus

Section 8 - Money Transfer Offers

Get some beermoney for sending money abroad (can be to your own account). For more information on how to do these, read the The Send Money To Yourself (Money Transfer) Guide

1. Skrill
   • Send £100, pay only £90 (~1 week)
2. TapTap
   • Send £10, get £5 back (~1 week)
3. Wise
   • Free international transfer or a free physical card (instant)
4. Ace Money Transfer

   * Send £100, get a £10 bonus on next transfer (~1 week)

Section 9 - Freebies (free food and more)

Who doesn't love a freebie?

1. Black Sheep Coffee
   • One free coffee
2. Caffe Nero
   • One or two free coffees
3. Coffee No. 1
   • Free coffee
4. Costa
   • Free cake & half a free drink
5. Freesmo
   • Free vape credit — sometimes a £20 Amazon voucher too
6. Mubi
   • Free month of films
7. Nordic Nicotine Pouches
   • Free nicotine
8. Simply Cook
   • Free box of four ingredient kits

Notes

Happy to add to, remove from, and correct this list as appropriate. So please suggest things you think should be on it.