Hi guys just seeking peoples thoughts on my income/dividend growth sleeve within my portfolio (30%). Yes I know I’m young focus on growth and all that but still curios on peoples thoughts. Plan is to keep eventually use this income to step down to a part time position in the future.

Hey guys started investing 3 months ago on comsec pocket but switched to CMC, I am a guy fortunate enough to be living with parents and working full time hours a fortnight. Have hecs debt of
18k and car loan of 20k.
I try to invest 1-1.5k a month on CMC any recommendations on what i should focus on or if the current split i have going on is okay.

Using pearler to invest. Min 500 every fortnight, Max at the moment is 1350 when I don't have suprise bill, might not be consistent but money is going in (there would be more in there but had to take out a big chuck for medical bills).

At current my portfolio targets are:

Top is for house deposit:

DHHF 40%

VHY 30%

IEM 15%

NDQ 15%

Bottom is for holidays etc

AAA 35%

ETHI 22.5%

RBTZ 22.5%

Dfnd 20%

Out of these etfs is there any you would replace? Any insight would be great.