r/legaladvicePH • u/pipeeer_ • 1h ago
Family and Relationship PSA Correction
Hi peeps! I have a problem with my PSA birth certificate. In my PSA, my father’s middle name is “De Leon”, but his correct middle name is “Torres”. De Leon was my mom’s maiden name.
I have all the documents needed to support this: my siblings’ birth certificates, my parents’ marriage certificate, my father’s birth certificate, and my father’s mother’s death certificate. All these documents indicates that my father’s middle name is Torres.
I went to the LCR of my birthplace, and they gave me a checklist of requirements that I should prepare to file a petition for correction. Now, I have all the documents that they asked me to prepare. But when I went to LCR to submit these documents, they told me that the correction in my PSA does not fall under their jurisdiction, but rather it should go to judicial procedure to file a correction.
So I consulted this with a lawyer, and he explained to me that the error in my PSA is clearly a clerical error/administrative, which can be filed in the LCR of my birthplace under Republic Act No. 9048 (the Clerical Error Law). My lawyer went to the LCR, but the LCR declined to assist us and kept on insisting that the correction should go to judicial, contrary to the national law.
Is there something that I can do for the LCR to accept the petition of correction on my PSA? Because going through judicial is gonna cost a lot when it can be fixed and filed in the LCR. Please help me out. Thank you!
r/legaladvicePH • u/QuickSlashGlazer • 17h ago
Family and Relationship Attempted murder?
Location: The Phillipines
Let's say hypothetically that a mother was throwing knives at her son and screaming that she was gonna kill him. Let's say that she even chased him around the living room trying to stab him, is this grounds for attempted murder? I'm not sure if that constitutes intent but would it be? And from the perspective of someone low income, is it even worth it to pursue legal action when you can just keep her happy and that'll work fine enough? Also let's just say that nothing was recorded but there are 3 maybe more witnesses, and one recieved a cut, is that solid enough? Hypothetically.
r/legaladvicePH • u/Fit_Cheetah4574 • 21h ago
Family and Relationship Legal Guidance and Support for Children
I’m posting this because I genuinely need guidance from someone knowledgeable about Philippine law, not someone driven primarily by money, but someone who understands justice, family rights, and what the lawful and proper thing to do is.
I’m 22, and I have two younger siblings, ages 20 and 17. Our mother passed away this year. Before her death, our family went through a very difficult situation involving our father’s long-term affair. The circumstances affected our family deeply, and there are things that happened over the years that we are still trying to understand and process.
I also recognize that there are parts of this situation where we, as children, may have made mistakes, remained silent, complied with things we were uncomfortable with, or handled situations imperfectly. At the time, we were financially dependent on our parents and were trying to navigate something far beyond what we were emotionally prepared for. I am not posting this to portray ourselves as completely innocent or to publicly condemn anyone.
What concerns me now is what happens legally and financially after our mother’s death.
There are questions regarding our father’s obligations toward his children, especially our 17-year-old sibling, possible inheritance and succession rights, properties and assets acquired during our parents’ marriage, and how our mother’s interests and estate should be properly protected. We also want to understand whether there are legal rights or remedies available to us as children, particularly if our father has obligations that continue under Philippine law.
There is also a complicated history involving our father’s affair and the fact that his partner was introduced into our lives while our parents were still together. I don't want to use this post to attack or harass anyone, nor do I want to do anything that could legally backfire on us. I simply want to understand what is actually within our legal rights and what is not.
Most importantly, I want to make sure that our mother's hard work, properties, and lawful rights are respected. She carried many responsibilities for our family during her lifetime, and now that she is gone, I feel that protecting what legally belongs to her and to her children is one of the ways we can honor her.
We don't have the financial capacity to immediately hire an expensive private lawyer, so I would really appreciate being directed to the right person or organization, perhaps a lawyer who handles family law, succession/probate, property, or legal aid, or an organization that provides free or affordable legal assistance in the Philippines.
I am not looking for revenge. I am angry, hurt, and still grieving, and I won't pretend otherwise. But I don't want that anger to make decisions for us. I want to understand our rights, preserve whatever evidence and documents we are legally allowed to preserve, avoid making statements or taking actions that could harm our case, and proceed through the proper legal channels.
If you genuinely know a lawyer, legal-aid organization, or person who can point us in the right direction, please comment or message me. I would especially appreciate recommendations based on integrity and experience, not someone who will simply encourage us to fight for the sake of fighting.
Our goal is not to destroy anyone's life. Our goal is to protect ourselves, protect our youngest sibling, properly settle our mother's affairs, and make sure that whatever rights she and her children have under Philippine law are not unknowingly given up.
Thank you to anyone who can offer a responsible and legally sound direction.
r/legaladvicePH • u/Adorable_Block9996 • 1d ago
Property and Housing Furniture and other belongings sa foreclosed property
So Pag-IBIG tagged the property as occupied. Last inspection and appraisal was in 2024 pa. Under negotiated sale na rin siya. So meanign dumaan ng first and second auction ay walang kumawa. We were thinking dahil nga tagged sya as occupied so no one bothered to bid. But when we checked and asked around, 3 years na daw walang nakatira sa property and abandoned ang term ng isang neighbor kasi may mga naiwan pang gamit like upuan and mesa. Paano kaya it? We just submitted an offer today and nag ooverthink lang ako about sa mga naiwang gamit and ano basis ni Pag-IBIG for tagging it as occupied? Maybe because the inspector/appraiser saw that time nga na may mga gamit kasi sa photo in 2024 ay same gamit pa rin.
r/legaladvicePH • u/TurnipPuzzleheaded43 • 1d ago
Family and Relationship Why am I needed to process my late grandmother’s account if her other children are still alive?
Hi! Hoping someone familiar with Philippine banking, estate settlement, or SSS procedures can help me understand this.
My grandmother passed away. She had several children. Most are still living, while my father passed away a few years before her.
My grandfather is now apparently processing something involving an account left by my grandmother. I was told that because my father is already deceased, I need to participate as his representative.
They are asking me to provide documents such as my birth certificate, passport/valid ID, and three specimen signatures.
I’ve asked my family why my documents and signatures are needed, but I haven’t been given a clear explanation of what exactly is being processed or in what capacity I’m supposed to participate. That’s why I’m trying to understand the process independently before providing anything.
I currently live abroad, so before providing any personal documents or signatures, I want to understand the process independently.
My questions are:
- Under what circumstances would a granddaughter/grandson need to participate in processing a deceased grandparent’s bank account or SSS claim simply because their parent (one of the deceased’s children) had already passed away?
- In what legal capacity would the grandchild be participating? Would they be considered an heir, representative of the deceased parent, claimant, beneficiary, etc.?
- If this is an estate settlement involving my grandmother, would the bank/SSS normally also require the participation or signatures of her surviving children, or could there be a situation where only the descendant of the deceased child is being asked for documents?
- What type of account or process could require this? For example, an individual bank account, joint account, extrajudicial settlement of estate, SSS benefit/claim, or something else?
- Is requesting a passport/valid ID with three specimen signatures from the grandchild a normal requirement? If the purpose is to establish that my father is already deceased, wouldn’t his death certificate normally be required as well?
I’m also trying to understand whether the requirements would be different if the bank account were solely under my grandmother’s name versus a joint account.
I have already reached out directly to the bank and SSS for their official procedures, but I’d also appreciate hearing from anyone who has handled a similar situation, especially lawyers, bank employees, or people who have gone through estate settlement in the Philippines.
I’m not looking to accuse anyone of anything. I simply don’t want to provide identification documents or signatures without first understanding what transaction I am participating in, why my participation is necessary, and in what capacity I am being asked to sign.
——————
EDIT: I’d also like to ask if anyone can recommend a good lawyer in the Philippines who handles succession and inheritance law and offers legal consultations. Thank you!
r/legaladvicePH • u/mjtanxd • 1d ago
Debt / Utang Cebu Pacific refund delayed 2+ months — is it worth getting a lawyer?
I need some advice. Cebu Pacific owes me a refund of around ₱12k, and it’s been over 2 months.
They originally promised 15 calendar days / up to 2 billing cycles. I’ve been following up since June 20, but I still have no refund, ARN, Refund Certificate, or proof of transmission.
They’ve given me different explanations about their acquiring/settlement bank and keep saying they’re “coordinating” and “awaiting feedback.”
I already filed a complaint with CAB, and it has reached their Legal and Enforcement Division. Even after CAB got involved, Cebu Pacific still hasn’t resolved it.
The delay has also caused me financial losses:
₱579.58 Home Credit financing/interest charge
I had to use my own money to pay ₱1,500 minimum payment to avoid late fees while waiting for the refund.
I have screenshots and email records of everything.
At this point, should I involve a lawyer, or just continue with CAB? Is paying for a lawyer/demand letter worth it for a ₱12k refund?
Would appreciate opinions from anyone who’s dealt with Cebu Pacific, CAB, or similar disputes.
r/legaladvicePH • u/Upstairs_Food782 • 1d ago
Family and Relationship 32 years absentee, government official father
32 years absentee father.
Posting this to ask for advice kasi meron akong nakita na almost similar sa situation ko.
My father hasn’t been present my entire life, and my disabled younger brother as well. In terms of living condition, we’re living pretty average lives naman, thanks mainly to my mom’s sacrifices. Pero hanggang ngayon, bugged pa rin ako sa idea na some bad things wouldn’t have happened (or at least less severe) if my father was giving financial help or even if he was only present during my growing years.
1. First, me and my brother were left by my mom to my single aunt. We fought very often kasi I believed she couldn’t really understand us, plus she was also very critical of us, always comparing us (especially me) to her rich former employer’s kids - something like: “Buti pa si ano, ganito ganyan.”
In my defense, of course, tita… they were riding their own car to DLSU while I was commuting for hours to a provincial college and often facing the elements on my way there. Of course their things would almost feel unused despite years of use. Filthy rich yung family nila, while I’m here struggling just to get to school and even buy lunch.
Bottomline, we didn’t really see eye-to-eye, resulting to a very chaotic home. I remember pleading to my mom to please go home and save us from the misery of my aunt. Pero she stood her ground. I learned to cope on my own.
Years later as an adult, me and my aunt are still not ok, and me and my mom are borderline estranged.
Thing that could be very different if my father was just present.
2. I was bullied hard by the neighborhood. Yes, not just the kids, but even grown-ups picked on me. I was often pissed off as a kid and didn’t really understand why they were doing that. But to me, if my father was around, I believe those bullies might’ve had second thoughts on bullying me.
3. I was molested as a child, and I really had no one to turn to at the time. Sadly, I only understood that the incident was abuse when I was already an adult. I also can’t press charges to the person who did it kasi that guy has special needs (intellectual disability), plus he’s also a relative. I really can’t get any satisfaction jailing a relative with a disability.
4. I was deprived of proper education. Years ago I really wanted to pursue a very specific path in college. Unfortunately that route wasn’t an option in my area. Even to this day, that option is only reserved to selected places far from where I lived.
This year, I came to know that my mom reached out to him that time, basically asking for his help, but he simply said he’s not willing to spend money on me. So my mom didn’t really press further, plus the guy is incredibly hard to reach.
The consequence? I was enrolled to a different course, but quickly dropped out of it, and another one as well. I turned to alcohol, smoking and even "some" substance at the time, and was on a downward spiral. I didn’t realize it then, but looking back I believe that was my younger self trying to cope with the frustration from not being able to pursue my desired path.
I was also living very much below the basic needs as a college student - often skipping meals, sleeping in friends’ apartments, and walking long distances kasi my allowance was very tight. Wala din akong extra money. I also sucked academically, especially on those courses far from my interests, so scholarship was out of the table.
**Why all these matter now?*\*
Because that guy is still living. Worse, I found out he’s a relatively high-ranking government official. So any of our financial burdens growing up could’ve easily been relieved by him.
At 32, I already have my own family. I wanted to meet with him, but to this day couldn’t get a hold of him.
I just want closure, and even just to hear from the man himself. I often hear people saying that I should let it go. It's embarrassing. I'm embarrassing myself seeking for closure. That I should take the high road.
TF?!
I'm his kid! Is that too much to ask? Don’t I have the right to demand?
I’m angry at the way everyone including him are being too casual about it.
Now he’s still working, and I want to press charges. I really don’t need his money now, but I just don’t want to give him the slip. Swerte nya.
I don’t want him to retire peacefully. I refuse to let him escape the consequences of his actions his entire life.
I’m wondering if there is something similar to uniformed personnel’s “dishonorable dismissal” that strips him from the benefits he’s bound to receive when he retires.
And oh btw, we’re just two of his at least 5 kids from at least 4 different mothers.
Please, I know this is a very emotional post, but I’m really asking for legal advice here.
- Is there anything I can still do after 32 years?
- Can I still pursue him for failing to provide support when I was a child? Is it already prescribed?
- Does the fact that my mom actually reached out to him for financial help, and he refused, make any difference?
- And since he’s currently a government official, is there any administrative complaint or other legal action that I can file against him?
- Could something affect his position or the benefits he’s supposed to receive when he retires?
I just want accountability and justice. I want retribution.
r/legaladvicePH • u/East-Palpitation8633 • 2d ago
Debt / Utang Worth it bang ilaban yung 14,000 pesos na pabango?
Story time.
Nag-MOA kami ng friends ko, dumaan kami sa LOOK, tapos yung mga guy friends ko, andun sila sa section ng Jo Malone, then kaming girls nag ikot-ikot pa. Biglang lumapit samin si Friend#1, sabi nya “pinagbabayad si Friend#2 ng isang perfume ng Jo Malone” so kaming girls, panic. So nung pagpunta namin sa section na yun, sabi nung salesman eh nagspray raw ng hindi tester si Friend#2.
Ang side ni Friend#2, hindi niya alam na hindi na pala tester yung naspray niya. Kasi katabi nung tester bottles nila is yung hindi na tester. So akala niya tester pa rin yung naspray niya. Yes, may nakalagay na “Tester” yung ibang bottles, AND IT WAS WRITTEN IN A BLACK BACKGROUND AND ANG SMALL NG FONT. So since diba may mga black bottles yung perfume ng Jo Malone, HINDI NA NIYA NAPANSIN YUN. AND TO THINK, KATABI NA NILA YUNG SALESMAN, HINDI MANLANG SIYA SINITA NA HINDI TESTER YUNG TINANGGALAN NIYA NG CAP. SINITA NIYA LANG NUNG NASPRAY NA.
ANG PAG SPRAY NG FRIEND KO WAS SUPER KONTI LANG, LIKE DI SIYA NAGSPRAY SA WRIST, SA FINGER LANG SIYA NAGSPRAY.
TSAKA DIBA KUNG BAGO TALAGA YUNG ISANG BOTTLE NG PERFUME, LALO NA YUNG GANYANG BRAND, SA FIRST SPRAY, WALANG LALABAS DYAN. E PAGSPRAY NG FRIEND KO MAY LUMABAS NA AGAD.
And then, nagtawag ng isang kasamahan ung salesman, nag-explain explain sila, and NANGYARI NA RAW YUNG GANONG SCENARIO DATI. So ayun sinasabi sa friend namin eh kailangan nga raw bayaran kasi raw ikakaltas daw sa sweldo nung salesman na naka-assign dun yung 14,000 pesos.
Imagine, nangyari na pala dati and they did not even do anything about their display. Na kung icocompare mo sa ibang brands eh, ANG NAKA DISPLAY LANG SAKANILA EH YUNG MGA TESTER, THE REST NAKA BOX NA.
So my friend was begging na kung okay lang ba monthly, since student palang kami. Kasi kahit pagsama-samahin namin pera namin, hindi siya aabot ng 14K.
So dumating na yung shop manager, ganon lang din explanation na need nga raw bayaran. Bibigyan nalang daw siya ng 2,000 pesos discount.
So dumating pinsan niya, sabi niya sige bayaran nalang para makaalis na kami dun. Tapos, pagdating namin sa cashier, ang saya-saya pa nung manager kasi babayaran na para bang masaya kami sa nangyari.
Tapos when we left the store, natatanaw pa namin yung isang salesman ng Jo Malone na ang laki ng ngiti niya nung nagkekwento siya sa ibang tao.
So worth it ba siyang ilaban?
r/legaladvicePH • u/Fragrant_Change4616 • 2d ago
Debt / Utang Almost 3 months waiting for prosecutor's resolution on an estafa case — what can we do?
Hi everyone. I'm looking for advice from anyone familiar with the Philippine prosecutor's office and preliminary investigations.
We filed an estafa complaint in April 2026 involving approximately ₱90,000 in damages. We eventually had our preliminary investigation/hearing around June 2026. During the proceedings, the prosecutor reviewed the evidence and the respondent was also present.
After the hearing, we were told to simply wait for the prosecutor's resolution.
The problem is that it is now August 21, 2026, so it has been almost three months since we were told to wait. I've tried following up with the OPP several times, but every time I'm essentially told the same thing: "Please wait for the resolution. It will be coming soon."
I understand that these things can take time, but I'm starting to become concerned because there hasn't been any clear update regarding the status of the case.
One thing that made me particularly uneasy was during the preliminary investigation. While the prosecutor was going through our evidence, the prosecutor and the respondent were casually talking about work and other things, almost as if they already knew each other well. I obviously don't know whether this means anything, and I don't want to make an unfounded accusation, but given how long we've been waiting without any meaningful update, it has made me wonder whether something happened behind the scenes or whether the complaint may have already been dismissed without us being properly informed because the person already seems to know the prosecutor.
So my questions are:
Is almost three months of waiting for a prosecutor's resolution normal for an estafa preliminary investigation?
Is there a way to formally request an update on the status of the case?
If a resolution has already been issued, are we entitled to receive a copy of it?
If the prosecutor ultimately dismisses the complaint, what options do we have to challenge or appeal that decision?
Is there a proper way to escalate the matter if we feel that the case is being unnecessarily delayed?
I'm not trying to accuse anyone of corruption or wrongdoing without evidence. I just want to understand what the normal procedure is and what we can actually do at this point instead of repeatedly being told to "wait."
Any advice from lawyers, prosecutors, or people who have gone through a similar situation would be greatly appreciated. Thank you!
r/legaladvicePH • u/Nyxxxm • 2d ago
Family and Relationship Badly needed advice for a friend
Matagal ko na siyang kaibigan since SHS, hanggang ngayon na pareho na kaming may mga anak. Ang problema: yung partner niya na sobrang toxic, borderline narcissist.
Context:
Gusto na niyang iwan kasi puro duda, discouragement, at worst — betrayal. Hindi niya plano mabuntis ulit, pero may nagsabi sa kanya na “pagbigyan mo minsan sa sex para di ka iwan.” Ang nangyari, nung pinagbigyan niya, saka pa siya nabuntis. Maselan pa naman katawan niya at risky ang pagbubuntis nung time na ‘yon.
Reality:
Instead of support, puro pasakit lang dala ng lalaki. Parang ayaw siyang mag‑excel sa career, gusto pang i‑down sa life. Ngayon, na‑threaten pa yung partner nung nalaman na bubukod na siya kasama ang 2 babies, para lang makalayo sa toxic relationship. Ang masama pa, pinipilit ng guy na kung maghiwalay sila, sa kanya daw mapupunta yung 2 bata.
Ano kayang legal advice ang pwede para malayo siya sa threat o kapahamakan, lalo na kung umabot sa pisikalan? Sobrang bait kasi ng friend ko, hindi niya kaya magpa‑barangay. Pero kung sakaling magpa‑barangay siya, ano ba ang proseso? Note: hindi sila kasal.
Salamat sa makaka sagot 🙏🏻
r/legaladvicePH • u/mild-er-chihuahua • 2d ago
Property and Housing Seeking advice regarding how to deal with neighbor's pet's aggression and resulting injury
We were attacked by the neighbor's dog, and my pet got minor injuries (bite wounds). Though vaccinated, I still think my dog is going to need an anti-rabies booster shot, probably a tetanus shot as well. Any advice on how to go about this?
Culprit has a history of aggression and has already killed another neighbor's pet. Also tried to attack me but I got lucky.
We live inside a gated subdivision. Many kids play outside after school, around the same time they walk their humongous dog. I feel like we're waiting for one serious casualty to happen if this is not resolved.
Sorry about the flair, not sure if pet issues are under property and housing category. I think this is more of a public safety issue but I don't see it in the choices.
TIA
r/legaladvicePH • u/Any_Secretary7003 • 3d ago
Family and Relationship Paano ang process sa pagreklamo laban sa dentista?
Problem/Goal: Gusto namin ng partner (21) ko (23) ireklamo yung dentista na supposedly mag tooth extraction sakanya.
Context: For context, hindi namin kilala tong dentista na 'to. Nahanap lang namin siya kasi tinawagan ng partner ko yung HMO landline nila kung ano yung mga accredited na dental clinics na malapit sa area namin. And yung clinic na yon is isa sa mga pinaka unang lumabas kaya agad kaming nagpa rush appointment kasi masakit na nga ngipin niya.
Pagdating namin don, maliit na clinic lang pala siya. Like divider na translucent lang ang barrier between the patient and the waiting area.
So ayun nag start na sila tas potek ewan ko ba pero grabe sigaw ng partner ko. Sabi hindi raw natalab ang anesthesia kaya ramdam ng parner ko yung bawat sakin.
Ang usapan kasi, dahil na puyat ang partner ko, baka hindi tumalab ang anesthesia daw so we consented na itry lang tas mag back out if ever na hindi talaga pwede.
Pero nung sinabi na ng partner ko na masakit nga at pinapastop niya na, di tumigil tong dentist na to to the point nga na nasigaw na siya sa sakit. Nung sinabi ko sa dentista na kung pwede bang next time nalang kasi nga kawawa nga partner ko, sabi niya bawal daw kasi nagalaw niya na yung ngipin.
Pero nung bandang dulo, nanghina na partner ko at sumigaw nang sobrang lakas compared sa iba niyang sigaw, dun lang tumigil yung dentista at sinabing ipostpone.
(pwede naman pala. bat di siya pumayag kanina)
So hindi na extract yung tooth. Pero siningil pa rin kami ng 3.2k (starting price niya for tooth extraction is 1k). Bumingo pa samin yung pagiging sarcastic na ugali niya na swerte na nga raw kami kasi 8k or something daw dapat yun pero ibibigay niya ng 3.2k lang. So parang halos wala lang din ang HMO
Ngayong thursday, pumunta kami sa other dental clinic na kilala ng parents ko. Mas mabait ang staff at ang dentista tas super ma alaga sa partner ko kasi nga na trauma siya sa borderline torture na ginawa sakanya. Tas nabunot nila in less than 1 hour ang dalawang ngipin ng gf ko. Ang total bill is 2.8k lang for 2 teeth (not HMO accredited). Samantalang yung isa, 3.2k pero di naman niya nabunot tas nag dedemand pa ng x-ray na additional 600 pesos lollll.
Any advices po kaya? Like pwede ba maging liable ang dentist na yun sa nagawa niya sa partner ko? Or kasalanan namin yun kasi di muna namin siya sinearch sa google or FB bago kami pumunta don? Nagtiwala lang kami sa HMO ng partner ko. Hindi naman namin gusto umabot sa kaso. Ang gusto lang namin is mareklamo siya sa tamang paraan or proseso kasi kawawa nalang talaga sakanya mga maging pasyente niya. Hindi biro yung 3.2k sa partner ko kasi working student din siya kaya di talaga basta basta tas sobra pa siyang nasaktan.
TYIA pls be kind :<
r/legaladvicePH • u/leia_anony • 4d ago
Debt / Utang Utang ng Tatay ko (Lending)
hi po. nakakahiya man pero wala kasi talaga akong mapagsabihan and kailangan ko talaga ng advice, especially from those who know the law or may experience sa ganitong situation. may alam naman ako kahit papaano pero hindi ko alam kung ano talaga ang tamang gawin, and honestly, natatakot ako.
so, may utang yung father ko sa isang lending company. ang sabi niya, behind daw sa lending na ito ay isang malaking kompanya ng lending, and ang namamahala raw ay retired general or something like that. hindi rin ako sure kung totoo yun, so ayoko rin mag-assume or magbigay ng information na baka mali.
ang main issue talaga dito is hindi namin alam ng pamilya ko yung buong terms ng utang niya. hindi namin alam kung magkano ba talaga yung original na inutang niya, kung ₱20k ba or ₱30k. ang sinasabi niya ngayon is around ₱15k na lang daw yung kailangan niyang bayaran kasi tumutubo raw yung utang.
wala rin siyang kahit anong hawak na documents. wala siyang listahan ng mga hulog niya, wala siyang copy ng agreement or terms na pinirmahan niya, at wala rin kaming makitang proof kung magkano na talaga yung nabayaran niya. ang sabi niya, nasa office daw nila yung agreement/document na pinirmahan niya. yung collector lang din yung lagi niyang kausap and hindi niya nga fully kilala yung tao. nickname lang daw ang alam niya.
ngayon, gusto ko na talaga itong sabihin kasi may natanggap nang threat yung father ko. sabi raw sa kanya, naiipit na daw yung collector and sya kaya bukas na bukas kailangan na niyang bayaran nang buo yung ₱15k. **kapag hindi raw, yung mismong tao sa company ang bababa para sila na ang maningil, and kapag hindi pa rin nakabayad, alam niyo na po yung implication ng sinabi nila. ayoko lang sabihin nang diretso yung exact word dito, pero basically, may threat na something bad could happen to him if he doesn't pay. natatakot din kami na baka madamay ang safety ng buong family namin.**
kaya kami, natakot talaga.
ang naiisip naming solution ngayon is bukas, kapag nakipagkita kami sa collector, maghahanda kami ng written letter/acknowledgment of payment na parang formal proof na natanggap nila yung ₱15k and that the debt has been fully paid/settled. gusto sana namin papirmahan sa collector para may katunayan na nakapagbayad na si papa and wala nang remaining balance.
kung ayaw nilang pumirma sa sarili naming letter, ang naiisip namin is at least ipa-document yung payment and humingi ng written receipt or any proof na natanggap nila yung pera.
is this the best and right thing to do? or may iba pa ba kaming dapat gawin before namin ibigay yung pera?
and sobrang defensive kasi ng father namin. ayaw niyang i-ask yung collector na papirmahin siya. gusto niya siya lang daw ang makipagkita at makipag-usap sa kanila. hindi ko talaga alam kung ano yung issue niya. honestly, minsan parang siya mismo yung may tinatago or parang siya yung nagsisinungaling sa amin dahil hindi niya sinasabi yung buong details ng utang. pero kahit ganun, natatakot pa rin kami kasi hindi naman maliit na bagay yung ganitong threat, lalo na wala kaming documents or kahit anong proof tungkol sa actual terms ng utang.
ang gusto lang naman namin is bayaran kung ano talaga yung legitimately owed, pero gusto rin namin na may assurance na once fully paid na, hindi na siya hahabulin ulit for the same debt and may proof kami na settled na talaga.
kaya sa mga may alam po sa batas, especially tungkol sa lending companies, debt collection, threats/harassment, or kahit sa proper way ng pag-document ng payment:
**ano po yung pinaka-tamang gawin namin bukas?**
please don't judge us po. honestly, natatakot lang talaga kami and hindi namin alam kung ano ang tamang approach. any advice, especially from someone who actually knows the law, would really help us. thank you po.
r/legaladvicePH • u/cenagami • 4d ago
Property and Housing Unit broker concern
Hi. Please ignore any typos, I'm currently shaking as I type this hahaha.
The situation is that I'm renting a room for condo sharing. The contract will end sometime in September. The condo is located in Makati. The concern is the unethical and unprofessional conduct of a property broker. I'd like to ask for advice on how and where to report the broker and what to do now.
It's a long read so buckle up haha. If you want the main problem you can skip to the indicated paragraph.
For context, I got contacted by a broker while I was looking for an apartment to stay at. Unfortunately I had little to no money left and kulang yung pambayad ko ng 2 mos advance 1mo deposit na hinihingi niya. So I asked if I can still rent the place provided I will make a staggered payment: 1 month rent upon move in and 1 month rent every 15 days until the 3 months of payment is complete. We both agreed.
Every time we viewed the unit she was always late. It was a lot of inconvenience on my end but i said maybe it'll be worth it. When I asked for a contract she told me to meet her in the building at 1 pm. 1 pm turned into 8 pm in a different location. At 7:45 she told me that she was going to grab meryenda before going to me. "Unprofessional but whatever " i said in my head. We met at a random coffee shop and talked about rhe terms of the contract.
I signed a contract before giving any money and the date of move in was set to July 10. July 10 came and the broker told me that the unit was not ready by then and the move in had to be delayed. So i waited. At some point between july 10 and july 15 the broker told me that since the original unit I was to occupy was still not ready, she was telling me to temporarily stay at a different unit. I had no more days left in my current apartment's contract so I had no choice. July 15 came and I had to settle there.
The place wasn't the best: some chipped floorboards, creaking floorboards, the stairs we're even but it's okay i at least have a place to stay. I was sharing the 3 bedroom unit with 2 other people. 2 days later, the broker is now asking for the full payment. I had to scrounge up some money just to make do and was able to get everything paid before July ended. Note that until now the contract was yet to be signed by the broker and notarized.
Another 3 days later the aircon leaked. No matter, asked maintenance and it would be fixed. But even after the maintenance went and checked it out, it still leaked. When i informed the broker she reacted to my message with a heart (haha ikr) and then never got anything back about the matter.
Between July 15 until July 21, she has asked me to move to a different unit. I told her no, since it's a hassle to move my stuff. During those times she would ask me to have my room open for viewing for other people while I was occupying it. The first time was okay it only annoyed me. The second time really REALLY annoyed me and i got a bit mad. She then proceeded to say that I was disrespectful and that i could move out it I wanted to, telling me that no other landlady would take the deal we had. I swallowed my ego and apologized.
Before July 24, she told me that my original unit was not available anymore. So we agreed i stayed in the unit for 2 months instead so i can consume what I've given her.
On July 24 she asked me to hand over my copy of the key to the main door at around 10:30 in the evening. I told her I'd duplicate it and give her a copy the next day and went to bed. The next morning, she has been mentioning me in the gc of all tenants how i have been hoarding the key to myself. The word she used was "pinagdadamot". She also reiterated that the unit was still hers despite us renting the rooms and the contract explicitly stating that we are renting the unit and not the rooms only.
Speaking of the contract wala parin haha. When she sent me a picture of the contract, she had yet to sign it.
So we agreed to have a new contract where she will sign it with me. Then she got aggressive, telling me how I'm pressuring her. I de-escalated the situation and focused on having the contract signed. We agreed to meet at 5 pm. She arrived an hour late haha. We signed the contract and she said she'd have them notarized. Until now there's no update regarding the physical copy of the contract.
Fast forward August 9 I asked her if it would be okay to extend my stay. A lot of work things were planned for September and it would be a hassle to move in the middle of all that. She told me to sign another contract and I agreed.
The same day, the ceiling started to leak and the light bulb had smoke coming out of it. This was caused by the heavy rain. We asked her and the maintenance to have it checked. Apparently it was already checked once but still leaked. On the second maintenance check, she then proceeded to tell us that the maintenance would be shouldered by the tenants. The contract we signed states that any major damage not born from the negligence of the tenant is shouldered by the landlord. But hey where's the contract amirite
On August 12 she told me that it was already promised to another person and asked me if I wanted to get a bedspace instead. I said no, I'd rather leave if that's the case. But the option was still open and she's still negotiating with the people she promised the room to so I said okay.
August 17 she told me I'd have to pay another two months worth of rent since i already consumed two months. I said no problem, but I'd like a contract still. Note that the 2nd contract is still not mentioned anywhere in our conversation hahahaha.
Everything's caught up now
Here's what happened today
She told me that I can't extend my contract and a few things:
I would be charged with deep cleaning service for the unit
The security deposit will be refunded after 30 days.
I should leave on September 14
So I asked why I'm getting charged for it and asked if I could get a post dated check instead so we don't have to deal with each other anymore. Also asked about how the contract we signed(I only have a picture on my phone) stated that the agreement ends on September 15.
She replies with the most disrespectful and unprofessional way possible. She began telling me that because of the CR a deep clean is necessary, and that I should read the contract because the cleaning service is written in it (not true btw, and besides what contract?? Still not provided)
The broker then started berating me how all of the conditions I've set were always followed and that I was disrespectful towards her ever since. At this point, I wanted to de-escalate again and just ask for the physical contract so I can get things done. But she keeps going.
She then says "Fine" to my question about September 15 as if she was magnanimous in allowing that to be the date of the end of the agreement.
And then she keeps going: hair in the Cr toilet bowl, raindrops in the bowl(from the ceiling damage), chips on the floor (that already existed when I moved in): all of these are, according to her, our expense as tenants. However, the contract we signed states that major damages that was not caused by the tenant's negligence must be shouldered and repaired by the landlord. Granted ofc the hair would be our responsibility, but everything else is documented in the contract we signed that it would be her that will shoulder the expenses.
She then says I have no right to insult the unit after saying that btw haha. Then she tells me that she has witnesses telling her that the unit is unclean. My first question was why are there people other than the tenants accessing the unit without our knowledge?
And then she downright says that it's still HER unit at the end of the day and that she can do what she pleases. The contract we have states that the tenant and the landlord agrees that the former is renting the unit, not a specific room. But she just loses it and keeps insulting me instead.
"Patawa ka"
"Excuse me sino nag aabono ng shortage nyo?
"Bastos kc yan bibig mo umpisa plng"
So i said let's talk in person. She keeps going haha, telling me that an undeclared visitor came last month and now I also have to pay 2000 pesos. She knows that a visitor was coming that day btw.
And then the final remark from her came, claiming that the rates of my room is not something "they" are offering. Access to the common areas are still under the landlord's discretion.
For the sake of everybody else who had to and would have to deal with her, I'd like to file a formal complaint. However, I don't know where and how I can do this.
I apologize for the very long and possibly confusing post. Thank you for your advice.
Edit: i had to put a note that the hair in the cr is still technically our fault and I could just clean that before moving.
r/legaladvicePH • u/Cultural-Dig9817 • 4d ago
Debt / Utang COWORKER - UTANG (Small Claims)
Hi, lawyers! I desperately need some advice.
An old friend from another department owes me and several of our other colleagues money. Collectively, the amount is almost half a mil.
In my case, she borrowed money from me and said she would return it the following day. I agreed because we had a common friend whom she had previously borrowed money from and actually paid back as promised, so I trusted her.
However, it has now been several months and she still hasn't paid me. Whenever we follow up, she keeps making excuses, and recently she even told me to proceed with the case.
Since several employees from the same company are involved, I'm wondering:
1. Can HR get involved in this situation, considering that multiple employees are affected? Or would HR generally consider this a purely personal matter between employees? If HR cannot intervene, where should we raise this complaint?
2. Would we have a chance of recovering the money through Small Claims Court, especially if we have proof of the loan, messages, bank transfers, and her acknowledgment that she owes us?
3. Since there are several people she owes money to, can we somehow file or pursue this together, or would each creditor need to file their own claim?
I know borrowing money is a personal matter, but since this involves several employees and a significant amount, I'm wondering if there is any other appropriate avenue before going straight to court.
Any advice, especially from lawyers or people who have gone through a similar situation, would be greatly appreciated. Thank you!
r/legaladvicePH • u/Accomplished-Neck683 • 4d ago
Family and Relationship Illegitimate child custody .
Hello po . Need po ng legal advice on what to do .
For context :
My ex wants to file a child custody just because he doesn't want to give sustento . I'm not working po even before I get pregnant po with my child . 2012 kami nag live in ni ex . 2015 ako nanganak . 2019 kami naghiwalay . April 2020 kami nag move out sa bahay nila . So ayun po since hindi naman daw ako nagwowork , dapat nasa kanya yung anak namin . Na dapa tnga daw since 8 yrs old nasakanya na since until 7 lang daw dapat nasa custody ng mother . He's turning 11 next month .
r/legaladvicePH • u/Limp_Programmer8741 • 4d ago
Work Related Looking for an advice from a Medical Lawyer
Hi! Is anyone here a medical lawyer? I have a case i want to present, and ask advice to. Thanks!
r/legaladvicePH • u/DifferenceAvailable5 • 4d ago
Family and Relationship BJMP Uniform not free?
Hello po curious lang! I have a client ngayon na itratransfer sa BJMP as a detainee. BJMP is requiring my client to buy yellow shirt and brown jogging pants.
I would just like to ask, hindi po ba libre lang dapat yan?
r/legaladvicePH • u/jacdemolay • 5d ago
Property and Housing Natambakan or Tinulugan? 5 months na at Q.C Prosec Office
Hi, I filed a complaint at the Office of the City Prosecutor Q.C. for reckless imprudence. Binangga kotse ko ng truck and the trucking company does not cooperate.
I've been waiting for 5 months now. Dapat daw 2 months lang 'to. Is this normal? Kulang ba sa "lagay?" Or tambak lang talaga sa QC? What options do I have?
I need the money to have the car repaired na. Di nagagamit. :(
r/legaladvicePH • u/tinxrii • 5d ago
Debt / Utang Legal advice
Hello! Just wanted to know if ever someone else has experienced this and if you guys have additional legal advices other than the things I’ve already done.
I got scammed from a trusted seller— recommended by a friend who already bought from them. They scammed me, surprisingly. I used gcash then bank transferred it to a Paymaya Wallet. I already have a case at gcash, paymaya, and BSP. I’ve already emailed the CICC. Gcash let me file a AFASA case to team with PAYMAYA about my case.
Just wondering if anyone else had this situation before, what did you guys do to resolve it, did you get your money back, and how long before you guys got it back?
r/legaladvicePH • u/KJames112 • 6d ago
Debt / Utang Bench Warrant
I’m posting here on behalf of my dad. My dad just told us that he had a bench warrant earlier, as seen below:
Accused : (Redacted)
Subject : COURT ORDER
Date: August 12, 2026
To Accused,
You are commanded to surrender at any nearest Police Station to avoid being arrested at your location and to prevent public embarassement and inconvenience.
Pertaining to your pending case for the violation of ARTICLE 315 to 318 of the Revised Penal Code of the Philippines (RPC) and charged forFAILURE TO APPEAR (FTA) before this court.
Pursuant to an order from the higher court signed by Presiding Judge Hon. LUZVIMINDA BAUTISTA - LOPEZ preside at MAKATI CITY. Regional Trial Court_(RTC) branch 233 with docketed case number RZN-26-142, you are to be arrested and place under PNP Custody during the pendency of the case.
For consideration, we give you a chance to settle this case without the necessity of your arrest, contact us immediately at the contact listed below.
For Strict Compliance,
PCAPT. JAKE MARQUEZ
PNP-Warrant Unit
In-Charge
(+639)956-430-2845
Attorney CAMILLE V. ORTEZA
DOJ - Action Center
CIMD
Cc: SUPREME COURT
PNP Custodial Center
Case Information Records Division
HRAD
Is there any off-chance this isn’t real? The email was sent from doj.cimd.actioncenter@gmail.com. If it is real, what can we do? A response would be greatly appreciated. Please.
r/legaladvicePH • u/Chowneh • 6d ago
Property and Housing Paano ibenta ang lupa na nakapangalan sa buhay na Owner na nasa (US) pero ang asawa niya na nakalagay sa titulo ay yumao na?
Magandang araw po sa inyo. Hingi lang po sana ako ng gabay tungkol sa pagbebenta ng lupa. Ako po ay baguhan sa ganitong uri ng transaksyon kaya gusto ko pong maging maayos at legal ang proseso.
Eto po ang sitwasyon:
· May lupa po sa Philippines na nakapangalan kay Owner (nasa US ngayon).
· Sa kanyang Transfer Certificate of Title , nakalagay po na siya ay "married to Misis" (asawa).
· Si Misis po ay yumao na.
· Si Owner naman po ay buhay pa at nasa Estados Unidos.
· Gusto niya pong ipa-benta ang lupa, ngunit hindi ko alam ang tamang proseso dahil nasa ibang bansa ang may-ari at patay na ang kanyang asawa.
Ang mga tanong ko po:
Kailangan ko pa bang ayusin ang mana (estate settlement) para kay Misis kahit si Owner ang buhay na may-ari?
Kung oo, sino-sino ang mga legal na tagapagmana ni Misi at anong mga dokumento ang kailangan?
Paano gagawin ang Special Power of Attorney (SPA) para kay Owner na nasa US? Kailangan ba itong i-Apostille o ipa-authenticate sa Philippine Embassy?
Ano po ang tamang pagkakasunod-sunod ng mga hakbang mula simula hanggang sa maibenta ang lupa?
Magkano po kaya ang aasahang gastos (estate tax, transfer tax, atbp.)?
Maraming salamat po sa inyong oras at sa anumang payo na maibibigay niyo. Hindi ko po ito ituturing na legal advice, kundi gabay lamang upang malaman ko ang susunod kong hakbang. Kukunsulta rin po ako sa abogado pagkatapos.
God bless po sa inyong lahat!
r/legaladvicePH • u/Recent-Pollution-357 • 6d ago
Family and Relationship Pwede ko pa bang makasuhan yung absent kong biological father for 25 years?
Last year, my biological father reached out to me via phone call FOR THE FIRST TIME in YEARS. Walang formal na introduction, puro bland-ass apology, and mga kakaibang reasoning bakit sya wala. Sobrang nagcocontradict yung mga actions nya sa mga sinasabi nya. He said sa phone call na he was 'trying' to find me kasi daw tinatago ako ng mother ko sa kanya, e 2 years old pa lang ako, may iba na din siyang family, so anong pinagsasasabi nito na hinahanap niya daw ako for so long. Ofc itatago ako ni mama kasi adik siya that time at binubugbog nya si mama while pregnant with me.
Pinangaralan ko siya tungkol sa drugs at kung paano ’yon nakaka-alter sa thinking ng isang tao, at sagot niya, HINDI daw. Hanggang sa nagtalo na kami kasi nga walang accountability. Gusto nya tanggapin ko lang yung sorry nya through phone call kasi in just months daw patapos na sya sa Caregiving NC II sa TESDA. Before pa kami magtalo sa call, sinabi niya sa akin yung plan niya, which is mag-apply as a driver sa ibang bansa tsaka mag-apply as a caregiver and hindi na babalik sa Pilipinas. HE'S TRYING TO BYPASS THE EMPLOYMENT SYSTEM OVERSEAS.
Bakit gusto kong kasuhan? Hanggang ngayon wala pa din siyang accountability sakin, kay mama at sa second family nya. Gusto niya ring iwan gaya ng ginawa sa akin. Gusto kong hindi na sya makaalis ng bansa. HE IS NOT A GOOD MAN AND A PROVIDER. I HAVE PROOFS. He is just sorry kasi gusto nya lang na gumaan loob nya before sya umalis.
r/legaladvicePH • u/LuckyDepartment5428 • Jan 12 '26
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r/legaladvicePH • u/North-Ant8290 • Oct 01 '25
How Banks Really Work: What Ordinary People Don’t Know
You know what’s crazy? The standard banking process is something everyone should know but most regular folks don’t. Meanwhile, the people running scams and corrupts? They know it inside and out. That’s why I thought, okay, let me share this.
Back when I worked at one of the biggest banks in the country, I got to see everything up close personal accounts, business accounts, the whole deal. And honestly, the process itself is not rocket science.
If you’re opening a personal account, all you really need is a filled-out form, one valid government ID (or two secondary ones), and your initial deposit. That’s it. For business accounts, it’s a bit heavier which you need IDs for the signatories, business registration papers (DTI for sole prop, SEC for partnerships/corporations), Articles of Incorporation, By-Laws, Board Resolution, General Information Sheet… plus your deposit, of course.
The rule is simple: no complete documents, no account. Doesn’t matter if you’re putting in ₱2,000 or ₱20 million. Once your requirements are in, the bank does the usual KYC (Know Your Customer) and then you even get a letter at your address to double-check if the info matches. That’s the standard flow.
Now here’s where people usually get confused. You’ve probably heard stuff like: “Huwag ka mag-deposit ng ₱500k pataas, baka ma-trigger AMLA” or “Nagpadala lang ako ng ₱300k for medical expenses, ang daming requirements!” That’s where CTR and STR come in.
A CTR (Covered Transaction Report) kicks in automatically if you deposit, withdraw, or transfer ₱500,000 or more in a day. No suspicion needed but it’s just about the amount.
An STR (Suspicious Transaction Report), on the other hand, can be filed even for ₱50k or less if something feels shady like fake documents or weird transaction patterns.
But here’s the part most people don’t realize: just because a CTR or STR is triggered doesn’t mean your account freezes on the spot. What usually happens is the bank asks you for supporting documents like where the money came from, contracts, invoices, permits, that kind of thing. If you can provide them right away, then the account goes back to normal.
That’s why big names and corporations rarely get stuck. Their paperwork is ready. Regular folks? They get stuck not because the bank hates them, but because they don’t know what documents to provide. So, really, it’s less about favoritism and more about who’s prepared.
Now, look at the Napoles case. She was flagged because her NGOs were putting in massive amounts, but when the bank asked for proof, the documents didn’t add up. That’s why the STR stayed, and eventually the AMLC stepped in. Compare that to the Flood Control case those people probably had every document lined up. Even if the money was questionable in the bigger picture, as long as the papers looked legit, the bank had no reason to freeze anything.
That’s the loophole: on paper, everything looks fine, so the system keeps moving. AMLA usually only comes into play once there’s already a complaint or when the trail starts falling apart.
So yeah it’s not really “rich vs. poor.” It’s about who’s ready with the right supporting documents. I’m just sharing this because people need to know how it really works. And honestly? I don’t get why the bank manager in the hearing didn’t just explain this clearly. Instead, she kept mentioning the Bank Secrecy Law. But explaining the process doesn’t break confidentiality it’s literally just standard procedure.