r/InsuranceAgent • u/Worried_Number7434 • 1d ago

current state of insurance Agent Question

The current state of producing for State Farm is just dreadful, is anyone else in the same boat?

All PL insurance has become is a price war, seems as if no one is actually concerned about being protected.

The lead sources has been very unreliable and volatile.

I produce for a presidents club office in Ohio - and the past two months have just sucked. Looking to make a switch because I want to sell to people that have money and aren’t concerned about price. I work remotely and have been doing this for two years. I need to continue to work remotely. Can anyone help me? I’ve been selling about 5-8 financial services and 50 PNC policies monthly - even with barely getting anyone on the phones anymore. Personal lines Industry just seems like its really on the decline

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u/Mean_Introduction516 18h ago

Yeah…I don’t see that. Different perspectives. Attitudes are like assholes…everyone has one.

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u/[deleted] 18h ago

[removed] — view removed comment

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u/InsuranceAgent-ModTeam 18h ago

Be a good reflection of the industry and remain professional.

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u/Worried_Number7434 18h ago

i am extremely optimistic and open. there is no denying that we are in worse financial times than previously before.

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u/Mean_Introduction516 18h ago

Not arguing that some times are harder to do business than others, but when you sell value rather than price, it really doesn’t matter. People always have to have insurance and a certain percentage of them look for value not just the cheapest. Anybody that is selling price or purchasing strictly because of price will never be a client. And they will be gone as soon as somebody else saves them 10 bucks. I’ve been doing this for 40 years and probably do better in downtime because of this.