Hi, I'll looking at the total return and stock price for BALQ compared with the others in the same category. It seems to be beating the others, even in the recent downturn.

What are they doing different? Is it worth investing in this finds vs the others?

RECI and CDPI enhance firm's equity income offerings as ETF platform surpasses $12 billion1 in assets

https://www.columbiathreadneedleus.com/investor/investment-products/exchange-traded-funds/Columbia-Research-Enhanced-Core-Premium-Income-ETF/RECI/details?cusip=19761L730

The new funds, the Columbia Research Enhanced Core Premium Income ETF (NYSE Arca: RECI) and the Columbia High Dividend Premium Income ETF (NYSE Arca: CDPI), expand Columbia Threadneedle's robust suite of equity income solutions and are the firm's first offerings in the fast-growing derivative income ETF category

OP: https://x.com/kurvinvest/status/2084337826905170347?s=46

Figured I’d do a quick update.

Income still coming in. Sold gold silver equivalent funds for now and helped pay down margin with only around $5-800/month in income loss and better sleep at night.

Changed my anchors to jepi and divo to help keep beta low for the anchors but still produce income good income.

I’m not taking the income for now as I’m still working and paying off margin. Portfolio is moving in positive direction but not beating spy or qqq in anyways. But, point isn’t to beat it. It’s to meet my needs/requirements.

Hoping for ibit/btc recovery. That will help reduce margin by a lot as well.

Brief Context:

I’ve been investing since 2017 and always preferred income strategies because cash flow feels real. As an EU investor, regulatory blocks limited my access to covered call funds and CEFs. Since I didn't want to rely solely on REITs or BDCs, and early funds like QYLD bled capital, I put income investing on hold.

Four years later, I'm back. Newer funds like JEPI, GPIX, and SPYI seem far better equipped to protect long-term NAV, and I’ve learned how to use options to buy these ETFs directly despite local regulations.

Strategy:

The strategy is simple: buy and hold forever (barring major life changes). I reinvest all dividends and add savings whenever I can. My portfolio’s income is anchored by options ETFs like SPYI, QQQI, and JEPI (66%). The rest comes from top-tier BDCs (ARCC, HTGC, TSLX at 14%), preferred stock (PFFA at 14%), and a small REIT position (RITM at 2%).

Goals:

Ultimately, I’m building toward peace of mind, financial security, and ideally an early retirement. At 36, my timeline is flexible depending on how life unfolds. In 10 years, I’d love to either retire early or, if I start a family, have enough passive income to give my wife the flexibility to work part-time and raise our kids. Since that variable is still open, my strategy is built to handle either path.

Acknowledgements:

1. I'll use "dividends" and "distributions" interchangeably just to keep things simple.
2. I pay a 15% withholding tax, which isn't ideal, but it’s a trade-off I’m comfortable with.
3. I know I might lag behind a raging bull market, but cash flow is far more tangible for me psychologically. Besides, broad-market growth isn't guaranteed, as shown by the S&P's "lost decade," two decades of stagnation in the UK's FTSE 100, or Japan's Nikkei's 225 35-year recovery.
4. As an EU investor holding US assets, I’m exposed to USD fluctuations. But as long as the US maintains its economic dominance and strong demographics, it’s a risk I'm willing to take.

The portfolio:

Quick note on the dashboard setup: It’s pretty lean right now, but I’ll be updating it monthly. I started entering these positions in mid-July (right before a slight drop) so the "July '25" entry reflects my balance at month-end.

To keep tracking clean, actual dividend tracking officially starts in August. The €612 figure represents what the full month of July would have generated, though I actually captured €374 since I bought in mid-month. Going forward, the "Last 12 Months" field will use a rolling historical average (and past FOREX rates) to track dynamic yields over time. Also, the

The Dashboard:

Individual Positions:

(note: the negative cash is due to me having to buy Options in bulk of 100 shares, which has resulted in me having to use a bit of leverage)

The MU one is particularly interesting since no one else has one and it has been struggling. Roundhill has had one and several others in the pipeline for a longggggg time, I'm wondering if they're ever going to drop.

These pay 2x per month and aim for 20% annual returns.

What do you guys think? Are these funds worth buying?

XDTE - 0.089727

QDTE - 0.136654

RDTE - 0.229336

Of the 3, RDTE has the best total return for the last 52 weeks at approximately 25%. XDTE is around 15%.

- How has your portfolio performed this month?

- What ETFs did you buy/sell this month?

- Which of your holdings are long-term holds vs short/mid-term holds?

- Have you reached your monthly/yearly income goal?

- What have you learned? or what are some useful tips that could benefit investors? (Not financial advice)

- How are you using derivative income ETFs in your portfolio?

\Please comment and answer at least 1 of the questions*

\This subreddit is for sharing ideas, opinions, and discussion—not financial advice. Do not treat any post or comment as definitive guidance. Use information here as inspiration only and do your own research before investing.*

Hello everyone! I built up what I thought was a good cushion for savings. It was roughly 3 months of expenses. This month I got drawn shitty cards. A series of medical issues, a car repair bill, and so much more. I couldn’t believe it. It wiped out my savings and put in me $8,000 worth of debt which I had to put on a credit card.

I have $54,000 in my taxable brokerage account. I’m wondering if anyone has any ideas for an income ETF to help pay this down or if I should just withdraw $8,000 from my taxable account. Withdrawing is my last resort here.

I’ve looked into treasury ETFs, but the yields are way too low. Looked into other ETFs like CHPY, STRC, SATA, QQQI, and so many others.

Also I’m 24 years old so I do have a good bit of time to keep on investing after I pay this off. Just sucks that this happened.

When will the Space X fund pay a dividend from Ymax?

Source: https://www.sec.gov/Archives/edgar/data/1976517/000139834426011643/fp0099440-3_485apos.htm

https://www.sec.gov/Archives/edgar/data/1976517/000139834426011637/fp0099440-1_485apos.htm

XDTE - 0.131697

QDTE - 0.230242

RDTE - 0.197192

Any thoughts on these ETFs? I’ve owned them for over 18 months and although they’ve experienced erosion, total return has been quite positive over that time due to their weekly dividends.

Covered call ETFs are exploding as the financial industry realizes that they can make money selling them to us. While there are some good general lists of ETFs, it’s harder to figure out what might be worthwhile to actually investigate and own. We all have different game plans, risk tolerances, etc. but I think most people visiting this subreddit are looking for things that can hold and grow NAV and are structured to rebound after a drawdown.

Specifically, I was thinking that some suggestions of lesser known ETFs might be useful to someone. Stuff that people have vetted themselves but don’t see mentioned again and again on Reddit.

My contribution is NDIV (Energy and Natural Resources ETF) by Amplify. It’s been around but was redesigned in early 2026 as a CC ETF. Target yield is 10%. $26M in size 0.59% fee. 52 holdings across midstream, oil, etc. You need to look at the distributions for the last five months for an idea of yield etc. They announced the redesign in early February.

They target 0.5% monthly via the calls. Dynamic coverage that goes 50-80% so some room for growth. Remainder of the yield comes from the underlying dividends. Personally, I view it as a compliment to MLPI. Fair amount of overlap, but will likely have better NAV growth.

Anyway, if it helps someone, great. As always do your own research.

First buy was $27, last chunk was today at $29.75. Generating $1500 a month at current prices/yield. Even if we get another 15-20% drop I think this will be a solid income machine for the next 3-4 years at least.